Swift Bad Credit Loans in Brea

Swift Title Loans in in Brea, CA

There are many reasons you might need cash urgently, and we won’t ask why. We are here to help you out with money in the easiest and most respectful way possible. If you own a vehicle and can fill in a few questions, you might be eligible for a car title loan in in Brea, CA. Send us your online inquiry form or give us a quick call to get the process started.

Are You Afraid Because You Have a Bad Credit Status? Let Us Help!

At Swift Title Loans, we understand that good people go through tough times. That’s life. Those hard times can sometimes result in a bad credit rating, which makes it difficult to get approval for some types of loans. But that’s one of the advantages of car title loans in in Brea, CA. Everyone is welcome to send in an inquiry form, regardless of credit status. Leave it up to your lender to determine your eligibility based on the following points:

I. Your Ability to Make the Monthly Payments

This primarily depends on the amount of money going into your account each month. Whether it’s from monthly payments you receive, your earnings from your job or other income, make a list. To prove this list, send in your salary stubs or copies of your recent bank statements. This is taken into consideration for approval as well as the amount you can get. You must be able to make the payments on time.

II. The Value of Your Vehicle

When you send in the details of a vehicle that you own, your lender will check out its current value. This depends on the type of car, the model and the year. Take note that your name must appear on the car title as its owner. The more valuable your vehicle is, the better chance you have of approval even with bad credit. Other factors that can affect its value are:

1. Miles on the odometer.

2. Condition of the interior, including mirrors and upholstery.

3. Exterior condition, such as dents, scrapes, rust, peeling paint or missing pieces.

4. Accidents and damage that show up in the car’s accident report.

III. Meeting the Lender’s Credit Specifications

These are basic credit requirements that will be checked. Even if your credit is bad you can sometimes qualify for bad credit title loans.

Something Still Not Clear? Look Here for Answers

1. I have not finished paying off my car payments – I still have about 5 to go but I need money now. Can I be approved for a loan against my car title?

Send in your documents and let your lender calculate if the equity in your car is enough to be approved for a car title loan in in Brea, CA.

2. Can my husband co-sign for my title loan?

In most cases yes, so long as he also meets the lender’s credit criteria.

3. My car was in an accident, but the damage was repaired pretty good. Will this affect its value?

The accident will be on your vehicle’s accident report so yes, it can affect its value. However, if the equity is high enough you could still be approved.

Ready to Get Quick Cash?

We’re here to help you. Send in your inquiry form for a quick response to your request for cash.