Swift Bad Credit Loans in Brea
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10am - 4pm Sunday
Online Application Process
Swift Title Loans in in Brea, CA
Online Application Process
Are You Afraid Because You Have a Bad Credit Status? Let Us Help!
I. Your Ability to Make the Monthly Payments
This primarily depends on the amount of money going into your account each month. Whether it’s from monthly payments you receive, your earnings from your job or other income, make a list. To prove this list, send in your salary stubs or copies of your recent bank statements. This is taken into consideration for approval as well as the amount you can get. You must be able to make the payments on time.
II. The Value of Your Vehicle
When you send in the details of a vehicle that you own, your lender will check out its current value. This depends on the type of car, the model and the year. Take note that your name must appear on the car title as its owner. The more valuable your vehicle is, the better chance you have of approval even with bad credit. Other factors that can affect its value are:
1. Miles on the odometer.
2. Condition of the interior, including mirrors and upholstery.
3. Exterior condition, such as dents, scrapes, rust, peeling paint or missing pieces.
4. Accidents and damage that show up in the car’s accident report.
III. Meeting the Lender’s Credit Specifications
These are basic credit requirements that will be checked. Even if your credit is bad you can sometimes qualify for bad credit title loans.
Something Still Not Clear? Look Here for Answers
Send in your documents and let your lender calculate if the equity in your car is enough to be approved for a car title loan in in Brea, CA.
2. Can my husband co-sign for my title loan?
In most cases yes, so long as he also meets the lender’s credit criteria.
3. My car was in an accident, but the damage was repaired pretty good. Will this affect its value?
The accident will be on your vehicle’s accident report so yes, it can affect its value. However, if the equity is high enough you could still be approved.
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Title Loans Advantages
Swift Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Swift Car Title Loans apart from its competitors, here’s what customers should know about the Swift Car Title Loans difference.
Great Customer Service
We’re committed to providing the best customer experience possible. We look forward to assist you!
Loans for Low Credit Score
Swift Car Title Loans has a reputation for working with customers with all sorts of credit score.
Simple Application Process
With options to submit an online title loan inquiry or get started via phone call, we won’t let you wait forever!