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Swift Title Loans in Dayton, 45414

Our Main Advantages

Customer-centered Service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal, and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.


Car Title Loans

Bad Credit Loans

Personal Loans

RV Title Loans


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No prepayment penalties

No hidden fees

Quick funding

Personable service


4601 N Dixie Dr STE 103, Dayton, OH, 45414

Open Hours

Mon - Fri

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10am -5pm



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Title loans in Dayton, Ohio

Meet Dayton, Ohio

Nestled in the heart of Ohio, Dayton is a vibrant city that offers a multitude of attractions and a rich history. Known as the birthplace of aviation, this city holds a special place in the annals of American ingenuity. From its thriving arts scene to its diverse culinary offerings, there is something for everyone in Dayton.

If you’re visiting Dayton for the first time, be sure to check out the National Museum of the United States Air Force. With its extensive collection of aircraft and exhibits detailing the history of flight, it’s a must-visit for aviation enthusiasts.

The museum also hosts special events and demonstrations that bring history to life. For those seeking outdoor adventures, consider exploring Five Rivers MetroParks, which boasts over 16,000 acres of diverse natural landscapes.

Whether you enjoy hiking through scenic trails or paddling down the Great Miami River, this park system offers endless opportunities to connect with nature. History buffs will find plenty to satisfy their curiosity at Carillon Historical Park.

This expansive outdoor museum showcases Dayton’s rich industrial heritage and features exhibits on subjects ranging from early settlement to inventions that changed the world. Don’t forget to take a ride on one of their vintage electric trolleys!

Food lovers won’t be disappointed in Dayton’s culinary scene either. The Oregon District is a popular destination boasting an array of restaurants serving up everything from gourmet cuisine to comfort food classics.

Be sure to try some local favorites like Marion’s Pizza or Bill’s Donuts for a taste of true Dayton flavor. Additionally, make time to explore downtown Dayton with its revitalized arts district and vibrant nightlife.

The Benjamin & Marian Schuster Performing Arts Center hosts an array of concerts and shows throughout the year while showcasing impressive architecture. Whether you’re an aviation enthusiast, outdoor adventurer, history buff, or foodie – Dayton has something for everyone!

This city warmly welcomes visitors with its unique blend of culture and charm. So, get ready to embark on an unforgettable journey and immerse yourself in the allure of Dayton, Ohio.

Title Loans in Dayton

If you find yourself in need of quick cash in Dayton, Ohio, title loans can be a viable option.

A title loan is a type of secured loan where borrowers can use their vehicle’s title as collateral. This means that if you own a car, motorcycle, or even a boat, you may be eligible for a title loan.

One benefit of getting a title loan in Dayton is the convenience it offers. Unlike traditional loans from banks or credit unions, which often involve lengthy application processes and strict eligibility criteria, obtaining a title loan is relatively straightforward.

All you need to do is bring your vehicle’s title, along with some basic identification documents such as your driver’s license and proof of insurance. When it comes to the amount you can borrow through a title loan in Dayton, the value will primarily depend on the appraised worth of your vehicle.

Typically, lenders will assess the condition and market value of your car or motorcycle to determine how much they are willing to lend you. It’s essential to provide accurate information about your vehicle so that you can get an appropriate loan offer.

Another advantage of opting for a title loan in Dayton is the speed at which the funds can be disbursed. Traditional loans often involve extensive waiting periods before approval and disbursement occur.

With title loans, however, many lenders are capable of providing same-day approval and funding for qualified applicants. This means that if you’re facing urgent financial needs or unexpected expenses in Dayton, getting a quick infusion of cash may be just around the corner with a title loan.

It’s important to note that while obtaining a title loan may have its benefits for those facing financial challenges or emergencies in Dayton, it’s crucial to approach this option responsibly. Be sure to carefully consider whether borrowing against your vehicle is truly necessary and explore alternative options if available.

Additionally, make sure to understand all terms and conditions associated with the specific title loan agreement before signing any paperwork. By doing so, you can make an informed decision that suits your financial situation and needs in Dayton, Ohio.

Requirements for an Auto Title Loan

When it comes to getting an auto title loan in Dayton, there are a few key requirements you need to meet. First and foremost, you must be at least 18 years old and possess a valid government-issued ID. This is to ensure that you are of legal age and can enter into a contract.

Secondly, you will need to own a vehicle with a clear title in your name. The car or truck should be free of any liens or outstanding loans, as the lender will need to have full ownership rights as collateral for the loan.

Additionally, the vehicle should be in good working condition and have insurance coverage. In terms of income requirements, most lenders will require proof of steady income that demonstrates your ability to repay the loan.

This can include pay stubs from your job or proof of other regular sources of income such as investments or rental property. The lender wants assurance that you have the means to make timely payments.

Credit score is not typically a major factor when it comes to auto title loans since they are secured by the vehicle’s title itself. This means that even if you have poor credit or no credit history at all, you still may be eligible for an auto title loan.

Another requirement is proof of residency in Dayton, Ohio. Lenders want evidence that you live within their service area and can easily reach their physical location if needed.

During the application process, some lenders might ask for references who can verify your character and reliability. These could be personal references such as friends or family members who can vouch for your integrity and trustworthiness.

Remember that each lender may have slightly different requirements, so it’s crucial to inquire about specific criteria when contacting them directly. Now that we’ve covered the requirements for an auto title loan let’s delve into why Swift Title Loans may be the best choice for borrowers in Dayton, Ohio.

Why Swift Title Loans?

When it comes to quick and reliable title loans in Dayton, Ohio, Swift Title Loans is the go-to option for many individuals. There are several reasons why Swift Title Loans stands out among the competition. First and foremost, Swift Title Loans offers a simple and straightforward application process.

No one wants to spend hours filling out complicated forms or navigating through a maze of paperwork. With Swift Title Loans, you can easily apply online or visit their local branch in Dayton.

Their friendly and knowledgeable staff will guide you through the entire process, ensuring that you understand all the terms and conditions. Another reason why Swift Title Loans is a top choice is their quick approval process.

They understand that when you need financial assistance, time is of the essence. Unlike traditional lenders who may take days or even weeks to approve your loan application, Swift Title Loans provides speedy approvals so that you can get access to the funds as soon as possible.

Once your loan is approved, you’ll be impressed by how quickly you receive your funds from Swift Title Loans. They value customer satisfaction and strive to provide prompt service.

In many cases, borrowers can expect to have their funds deposited into their bank account on the same day of approval. Moreover, with Swift Title Loans, there are no hidden fees or surprises along the way.

They believe in transparency and ensure that borrowers fully understand all aspects of their loan agreement before signing anything. You can rest assured knowing that there won’t be any unexpected fees popping up down the road.

But certainly not least important, Swift Title Loans offers flexible repayment options tailored to suit your individual circumstances. They understand that life circumstances can change unexpectedly and offer flexible repayment plans to accommodate those changes.

Whether you prefer weekly or monthly payments or need some flexibility due to unforeseen circumstances, they will work with you to find a solution that fits your needs. When it comes to title loans in Dayton, Ohio – Swift Title Loans shines above the rest.

With their easy application process, quick approvals, fast funding, transparent terms, and flexible repayment options, they are a trusted choice for individuals in need of financial assistance. Don’t let unexpected expenses or emergencies stress you out; Swift Title Loans is here to help you navigate through those tough times with ease and peace of mind.


Title loans can be a valuable financial tool for individuals in Dayton, Ohio who need quick access to cash. By leveraging the equity in their vehicles, borrowers can secure a loan without having to go through the lengthy process of traditional lenders.

The requirements for an auto title loan are relatively simple and flexible, making it accessible to a wide range of people. Swift Title Loans stands out as a reputable provider in Dayton, offering competitive rates and excellent customer service.

By choosing Swift Title Loans, borrowers can expect a smooth and efficient lending experience. The company understands the urgency of financial needs and works diligently to provide customers with quick approval and funding.

With their transparent terms and straightforward application process, borrowers can feel confident that they are making a well-informed decision. Title loans provide individuals with the opportunity to overcome temporary financial setbacks or seize immediate opportunities without sacrificing their vehicle ownership.

It is important for borrowers to use this type of loan responsibly by carefully considering their repayment plan and ensuring they have the means to meet their obligations. Despite any challenges or difficulties one may face financially, title loans offer a ray of hope for residents in Dayton who need a helping hand.

By utilizing this resource wisely and responsibly, individuals can navigate through tough times while maintaining control over their assets. So if you find yourself in need of fast cash in Dayton, Ohio, consider exploring the option of title loans with Swift Title Loans – it could be just what you need to get back on track financially!

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