Swift Bad Credit Loans in Discovery Bay

Swift Title Loans in in Discovery Bay, CA

When you’re in need of some quick cash, where do you turn? Contact us at Swift Title Loans in in Discovery Bay, CA and get fast and prompt service from our friendly team of loan agents. Don’t wait to send in your inquiry form online just by using your smartphone. We’ll get back with you quickly to see how we can work together to process your auto title loan.

Here’s What You Need for Approval of Auto TItle Loans in in Discovery Bay, CA

Now that you’re ready to go ahead with an auto title loan from Swift Title Loans, you should know which documents to have ready. Remember that getting your documents ready ahead of time will greatly speed up the amount of time it takes to process your request.

1. Car title that has your name printed on it.

2. Proof of income, such as pay stubs, showing you can make the payments.

3. Proof of residence – this could be a piece of recent mail or utility bill with your name on it.

4. State-issued photo ID – your valid driver’s license will work well for this requirement.

Those are the basics, although in some cases you might need to show a few more documents, such as your car insurance policy. Your loan agent will advise you on this.

How the Car Title Loan Process Works

The first thing to do is send in your inquiry form. A loan agent will begin working on your request. The factors that the agent will look at include:

* Your ability to pay off the loan.

* The equity you have built up in your vehicle.

* Meeting the Swift Title Loans credit criteria.

When you have met these qualifications, the loan agent assigned to your case will let you know if your request has been approved or if more documentation is needed. This process can be accomplished very quickly.

Cash Title Loans for All Credit Types

If you’ve ever been out of a job, between jobs or suffered a financial set-back of sorts, you may have a bad credit score. The good news is that a bad credit status will not keep you from being approved for car title loans in in Discovery Bay, CA. If you can meet the qualifications listed above, you have a good chance of being approved. Unlike banks or credit unions, your lender will not base your approval only on your credit. At Swift Title Loans, the lender will look at the whole picture, which can also include your occupation, your skill set and your degree of education.

Even with bad credit you are invited to send in your online inquiry form today!

Have More Questions? Check Here for Answers

1. I don’t have a car, but I have a motorcycle. Can I use that to get a title loan?

Sure. You can use any vehicle that has good value. If you submit the title on your bike, your request for quick cash can be reviewed for a motorcycle title loan.

2. How long can I take to pay back the money?

Your lender will advise you on this, because the length of the term will affect how high your monthly payment is. The term can go from 12 months up to 48 months max.

3. My car title has more than one name on it. Can I still qualify for a cash title loan?

Your car can still qualify for auto title loans so long as you are listed as a legal owner. Get more details about this from a member of your loan team.

Want to Get Cash Today?

To get started on your fast cash title loan, send us your online request today. The sooner we get it, the faster you can be on your way to an easy title loan. In some cases, you can be approved and get your money within one business day!