Swift Bad Credit Loans in Port Hueneme

Swift Title Loans in in Port Hueneme, CA

Look how easy it is to get car title loans in in Port Hueneme, CA! You can use this new service to send us your request using your smartphone! It works just as well on a tablet or computer. Wherever you are, and whatever time it is you can send in an inquiry form to get an easy car title loan. Don’t have access to the internet? That’s OK too, because you can simply give us a call.

How Does the Title Loan Process Work?

At Swift Title Loans, we take the hassles out of getting quick cash. We know that you don’t want to spend all your time and energy getting money when you also have a job to go to. Let us help you out. Send us the details of your car, tell us who you are and how we can reach you. A loan agent will contact you and ask for some documents such as:

1. Valid car registration with the owner’s name on it.

2. Comprehensive list of all the money you get each month.

3. Proof that your address is correct – your place of residence.

4. Current ID with your picture on it.

When the loan agent has these details, you will find out if you can get an offer for an instant online title loan. The lender will need to find out how much money your car is worth and how much equity you own as well as determining how much you will be able to repay each month. If you meet the lender’s basic credit criteria, you can find out what your loan terms will be. If you sign the offer, the lender will begin to get your money ready for you.

How Much Is Your Car Worth?

In order to find out how much money you can get, the lender will evaluate your vehicle. If you don’t own a car, you can also use a motorcycle, a boat, an ATV, a truck or just about any type of vehicle that you have the title for. As far as car’s go, the loan agent will begin by checking the Kelley Blue Book. Using that figure as a base, it will be adjusted according to:

1. Your car’s interior condition – factors like ripped upholstery, broken mirrors or interior damage will affect the price.

2. Your car’s exterior condition – If your body is dented, rusted, scratched or the paint is peeling, this will lessen your car’s value.

3. Number of miles on the odometer – too many miles takes down the value but if the mileage is low, your value could increase.

4. The year, make and model according to Kelley Blue Book.

5. Previous accidents that appear in the car’s accident history.

Once a value has been set on your vehicle, you can discuss the number of payments with your lender. It’s important that the payment amount each month is something you can easily handle.

More Questions? Here Are More Answers

1. I used my car to drive from Port Hueneme across country a few times to visit family. What will happen with the high number of miles?

After checking the Kelley Blue Book price, that value will be adjusted to reflect the high number of miles driven. If your car still has good value, your lender will give you title loan options.

2. When do I get my car title returned?

When your title loan has been paid back completely, your title will be returned to you.

3. How do I know how much my vehicle’s equity is?

The easy answer is that it’s the amount between the car’s value and how much you still owe on it.

Find Out How You Can Get Fast Cash!

We’re here 6 days a week – contact us so we can help you get the cash you need.