Swift Bad Credit Loans in Ramona

Swift Title Loans in in Ramona, CA

Getting by with enough cash is not always an easy task. If you were out of work for a while or your bills were piling up and need to be paid, you can send in your request for a car title loan in in Ramona, CA. It can happen to anyone but if it happens to you, it can be stressful. Go online and send your inquiry form in now, or give us a quick call and we’ll take your details by phone.

Bad Credit Can Happen – Get Cash

For whatever reason that you have a bad credit status, that doesn’t mean that you can’t get a quick online title loan. If you are working and own a vehicle, you are welcome to send your request for a car title loan to Swift Title Loans. We work with all credit types – even people who have never had credit before! So don’t let a bad credit rating stop you from sending in your request.

How Car Title Loans Work in in Ramona, CA

With auto title loans, you can use the value you have in your car or truck to secure a personal loan. Even bad credit customers can be approved because title loans use different credit criteria. If your credit is bad but you have an expensive car and a good job, it’s still possible to get quick cash. After approval, you will receive an offer. You are under no obligation at all to sign it and you can walk away from the deal without paying one cent. But if you go ahead and sign, your quick cash title loan will be prepared. You can pick up your money and still keep your car to drive as you please.

Title Loan Requirements

Wondering what you have to do to get quick approval? Here are the documents that you’ll be asked to submit for evaluation:

1. Photo ID – you can send in your driver’s licence or a photo ID issued by the state.

2. Car title – this needs to be a valid title that has your name on it as the car’s owner.

3. How much money you get in a month – include proof of income from all sources.

4. Proof of where you live – you can submit a utility bill with your name and address or some other document.

How Much Money You Can Get at Swift Title Loans

The amount of money you can get is variable, depending on your situation. Send in your documents and your lender will check the value of your car, your ability to pay the loan back and confirm that you meet basic credit criteria. The value of your car will be based on its model, year, condition and number of miles driven.

Frequently Asked Questions

1. How do you determine my car’s value?

Car value checklist:

A. Type and model car.

B. Miles on the odometer.

C. Interior condition.

D. Exterior condition.

E. Accident history.

2. How long can I make the payments on cash title loans?

It depends on the amount of money, but can be from 12 months to 48 months.

3. What happens if I don’t need the money anymore and I want to pay it back early?

That’s fine with us. Call first to get the exact pay-off amount. We do not charge a pre-payment penalty.

More Questions About Your Cash?

Get in touch with us so we can help you get the funds you need quickly and easily. We’ll help you through each step!