Swift Bad Credit Loans in Redding

Swift Title Loans in in Redding, CA

If you need a quick cash loan, don’t stress or fret! Go get your smartphone, open the app for Swift Title Loans and submit your online request. Don’t have a smartphone? You can also go online using a laptop or tablet to send us your inquiry form. A trusted member of our loan team will be happy to contact you and discuss the details of your title loan request.

What Are the Requirements of Car Title Loan Approval?

When you send in your online inquiry form to Swift Title Loans, a loan agent will contact you and let you know what is needed. The list is short and you should have everything on hand. You won’t have to run around the city or dig through files to present the required documents. So long as everything is in order and up-to-date, it won’t take you long to submit the following documents:

1. Car title or registration that lists your name as the owner of the vehicle.

2. Valid photo ID issued by the state or your driver’s license.

3. Proof of your address, with your name on it.

4. List of your income with proof – salary stubs, copies of bank statements, etc.

Sometimes more clarification is needed so your lender might ask for another item or two. Don’t be alarmed, this is a standard procedure aimed at helping you get quick approval.

Getting Quick Online Approval in in Redding, CA

After your documents have been submitted, the loan agent will confirm everything. When granting approval, there are only a few questions that need to be answered. They are as follows:

1. Does the vehicle you are using as collateral have a high enough equity to be considered as collateral?

2. Is your income each month sufficient to cover the title loan payments?

3. Do you meet the lender’s basic credit criteria?

If you meet the above requirements, there’s a good chance you will be approved and you’ll receive an estimate that you can sign. Discuss the title loan terms with your lender and if everything sounds good to you, go ahead and sign. The lender will be written on your vehicle title as a lienholder while you are making the monthly payments. When they’re all finished, the lien will be removed and the title will be returned to you.

How Can I Get My Money?

When you’ve signed the agreement the lender will give you options for picking up your cash. These are the usual ways of getting your funds:

1. Electronic transfer into your personal bank account.

2. A company check can be mailed to your address.

3. Walk into the Swift Title Loans near you to take your money.

4. If available, go to a participating Walmart and get a MoneyGram.

Frequently Asked Questions

1. I need my car to drive kids around and to get to work and back. Can I keep it with a car title loan?

Sure you can keep it! We know you need it, so as long as you’re making your timely payments each month. It can stay with you.

2. What if my car doesn’t have enough equity? Can I still be approved?

Our minimum loan amounts are $1,000. Speak with the lender about how much you can get with a car that doesn’t have a high value.

3. When do I need to start making my monthly payments?

At Swift Title Loans, the first payment is normally due 30 days after you sign the contract, but you should confirm this with your lender.

Quick Cash Title Loans

Let us hear how we can help you get the cash you need quickly.