Swift Title Loans Faster Than Ever!
Sign up by noon, get cash today!*
Bad credit & past bankruptcies? All welcome to apply!
Apply in Minutes
Send Documents & Vehicle Photos
Review Your Offer & Get Funded
Fast Online Title Loans. No Physical Vehicle Inspection Hassle.^
We specialize in licensed and regulated online title loans.
Verify your vehicle online instead of bringing it in. In most cases there is no store visit and no physical inspection,^ and our stores stay open if you would rather come in.
Just upload photos or video from your phone, get approved, and receive funds on the same business day.*
Skip the Store. Skip the Waiting. Get Cash Fast.
Applying with Swift Title Loans is free. We focus on getting you a car title loan fast, with a simple online process and same-day funding, or in person at a Swift Title Loans store.* Once approved, you can continue using your car for daily use as usual. Let us show you how it works!
Title Loan Services Overview
| Others Make You… | Swift Title Loans |
| ✗ Drive to a store | ✓ Apply from your phone in 7 minutes |
| ✗ Wait in line | ✓ Submit vehicle photos instead of in-person inspection^ |
| ✗ Get your car physically inspected | ✓ E-sign documents from home |
| ✗ Take time off work | ✓ Get funds deposited directly to your account |
| ✓ Make repayments online |
*Please note that vehicle inspection requirements, loan terms, interest rates, and fees may vary by state law and credit criteria. Approval depends on your ability to repay, based on income from employment, self-employment, Social Security, disability, retirement, alimony, or other verifiable sources.
3 Steps to Get Faster Cash for Your Car Title!
Apply in Minutes
Complete our online application in about 7 minutes* to see if you pre-qualify and get a free estimate. Provide basic information about your vehicle, income, and contact details. Prefer in-person service? You can also apply at a Swift Title Loans store near you.
Send Documents & Vehicle Photos
If you want to continue, upload your income documents and vehicle photos. We use them to verify your information, review your title, and estimate your vehicle’s value. In most cases, photos replace the physical vehicle inspection,^ but in-person service is also available if needed.
Review Your Offer & Get Funded
Review your final offer, including your payments and total loan cost. If you accept the terms, sign your agreement and receive your funds. Same-day funding may be available if the process is completed before noon on a business day. You keep your vehicle and continue driving while repaying the loan.
See Why Swift Title Loans Is a Smart Choice
Online Vehicle Check
Send photos of your car from your phone in minutes,* or bring it to a Swift store if you prefer.^
Bad Credit, No Credit Loans
Low credit score? No problem. Your car’s equity matters more than your credit history
Keep Driving Your Car
Your car stays with you. The title is held until the loan is paid in full, not the car.
Free to Apply. No Obligation
We never charge you a fee. Apply, get a free quote, and compare offers to find the best solution for your needs.
Same-Day Funding
Apply in 7 minutes. Get cash as fast as the same business day.*
Trusted & Regulated
We provide title loans across the U.S., following state regulations.
What Our Customers Say About Us
Get Cash. Keep Your Car.
Get a free quote in 7 minutes, from your phone or at one of our offices. Same-day funds available.*
Secure Your Cash Fast with Us
Since 2015, Swift Title Loans has helped thousands of people get emergency cash without the hassle of store visits and physical inspections.
We offer a unique title loan service that saves you time and hassle, making it easy to get a free estimate. No obligation. Online or in store.
Our Mission: Make getting a title loan fast and convenient while keeping the process efficient, so you can get your Swift Title Loan today.
How Much Can You Borrow?
Title loans let you borrow against your car’s equity. We offer 25% to 50% of your vehicle’s value. For example, if your car is worth $10,000, you may qualify for $2,500 to $5,000. The exact amount depends on your vehicle’s condition and mileage, our credit criteria, and your state’s title loan laws.
What Photos Do You Need for Online Inspection?
No physical title loan inspection means you submit photos from your phone instead of visiting a store. Clear photos are usually needed of all four sides of your vehicle, the odometer, VIN, and interior. In some cases, a short video walkthrough may also be accepted. Take photos in good lighting and make sure your vehicle is clean for best results.
Understand the Risks
Title loans are secured by your vehicle. If you fail to repay, your car may be repossessed. These loans often come with high interest rates and are intended for short-term use. Borrow only what you can afford to repay and pay off your loan as early as possible to avoid extra fees.
Fast Title Loans
Get Cash. Keep Your Car.
Apply online in 7 minutes, or visit one of our offices. Get a free quote and same-day funds.*
