Who We Are and What We Do
Online Title Loans. No Store Visit. No Inspection Hassle.^
Swift Title Loans was built around one idea. Getting a title loan should not require taking time off work, visiting a store, or bringing your vehicle in for a physical inspection.
We rebuilt the process so customers can apply online, complete verification remotely, and receive funds without visiting a branch^
Formerly Car Title Loans LA
You may have known us as Car Title Loans LA. In 2021, we rebranded to Swift Title Loans to reflect the online lending experience we built for customers nationwide.
The ownership, leadership, and company values did not change. The goal remained the same. Make the title loan process faster, simpler, and more convenient for borrowers who need emergency funds.
Our Story
“Title loans are designed for short-term emergency needs. Many borrowers need funds quickly and want to avoid the stress of inspections, office visits, and delays.
That’s why I focused on building a faster and more convenient process for our customers at Swift Title Loans.”
— Rodney Patton, Founder & CEO
2017: Where It Started
In 2017, Rodney Patton established Car Title Loans LA, serving customers across the Los Angeles metropolitan area and Southern California.
What caught his attention was simple. People could use a car they already owned as collateral instead of relying only on their credit score.
While building the business, Rodney spent two years working inside the consumer lending industry to learn it from the inside. He worked as a Regional Lending Specialist at Regional Finance and then as Compliance and Technology Coordinator at World Finance. In 2019, he stepped into the CEO role full-time.
2019: Stepping In Full-Time
In the early years, the process followed the traditional title loan model. Customers visited a store, brought in their vehicle for inspection, signed paperwork in person, and waited for funding.
After working directly with borrowers, Rodney saw the process had to change. People did not want to take time off work, drive to a branch, or deal with a physical vehicle inspection in the middle of a financial emergency. They needed something faster.
2021: The Swift Title Loans Rebrand
In 2021, the company rebranded from Car Title Loans LA to Swift Title Loans and rebuilt the process around a more efficient online experience.
The goal was simple. Allow customers to complete the process remotely without a traditional store visit or in-person vehicle inspection.*
2022 to 2025: Nationwide Growth
Between 2022 and 2025, Swift Title Loans continued improving its online process, customer support systems, remote verification process, and funding experience, serving customers across the United States who needed emergency access to funds through title loans.
2026 and Beyond
Today, Swift Title Loans continues focusing on technology, compliance, customer support, and operational improvements designed to make the title loan process faster, more secure, and easier for customers nationwide.
What We Offer
Swift Title Loans provides online title loans designed to make the process simpler and more accessible. Our process is built around three things our customers tell us matter most.
Apply from anywhere
Online application from any device, with pre-approval at no obligation.
Built for speed
No required store visit.^, no traditional in-person inspection.^, remote document review and funding.
Clear from the start
Soft credit inquiry during initial request. Terms depend on your state and qualifications.
Loan availability, rates, terms, and approval amounts depend on state law, vehicle value, income, and ability to repay. Not all applicants qualify.
Leadership
Rodney Patton, Founder and Chief Executive Officer
Rodney founded the company in 2017 and serves as CEO, overseeing strategy, technology, compliance, and Swift Title Loans’ nationwide lending operations.
He brings nearly two decades of experience in consumer finance and banking. Before stepping into the CEO role full-time in 2019, Rodney worked as a Regional Lending Specialist at Regional Finance and as Compliance and Technology Coordinator at World Finance.
Earlier in his career, he held positions at Morgan Stanley, KeyBank, U.S. Bank, SunTrust, and Countrywide Financial Services, working across lending, banking operations, and compliance.
Rodney holds a Bachelor’s degree from California State University, Northridge, with a double major in Business Administration (Financial Planning and Risk Management) and Philosophy.
Antonia Lehman, Chief Operating Officer
Antonia serves as Chief Operating Officer, leading the company’s day-to-day operations. Her responsibilities include lending operations, servicing, compliance, customer support, and technology.
Her role connects strategy with execution, turning business goals into the practical processes that allow Swift Title Loans to run compliantly and at scale.
Based in Los Angeles County, California, Antonia brings deep expertise in operations management, regulatory compliance, lending servicing, and customer support systems. She works directly with the underwriting, compliance, servicing, and customer care teams that support borrowers nationwide.
Antonia holds an Associate of Arts degree in Business Administration from West Los Angeles College.
Swift Title Team
Behind Swift Title Loans is a dedicated support, servicing, underwriting, compliance, and customer care team working every day to provide a professional, respectful, and fast experience for every customer.
We are proud to remain a growing company built largely through repeat customers, referrals, and customer satisfaction. To everyone who has trusted Swift Title Loans over the years, thank you for helping us grow.
Licensing and Compliance
Title lending laws vary by state. Swift Title Loans operates under applicable state lending laws and regulations in the states where products are offered.
Available loan products, loan amounts, rates, and repayment terms depend on your state of residence and your individual qualifications.
Our Values
- Expertise: Years of industry experience guide our services.
- Trustworthiness: Customers trust our transparent approach.
- Security: Your data is protected with top-level security.
- Speed: We help you get approved and receive cash within hours.
Swift Title Loans is here to provide you with the resources to reach your financial goals swiftly and securely.
