Questions? We’ve Got Answers!
Swift Title Loans wants you to have all the information about how to get a title loan with us. So we compiled a list of the most commonly asked questions, and have provided an entire list of answers. Here is our FAQ section:
Can I Get a Title Loan Online?
The best title loans can be found online. Depending on the state where you live, it is sometimes possible to get an approval within minutes after sending in your online application.
Are There Requirements for Applying for Car Title Loans Online?
If personal loans are available online in the state where you live, you will need to meet these requirements*:
# Prove you have a steady monthly income
# Show your social security number with a correct email address with phone number
# Own a checking account that allows direct deposit
# Be 18 years or older
*Some states may require additional documents for verification.
Can I Get Approval if I Have a Bad Credit Rating?
Most credit types are accepted for online title loans. You can be approved regardless of your credit status, so go ahead and apply.
Can I Get a Title Loan if I Don?t Have a Bank Account?
There are other ways that you can get a loan. If you don?t have a bank account ? don?t sweat it! Call one of our customer service agents for help on this.
Can I Keep My Car if My Application for Car Title Loans Is Approved?
Absolutely! We know you need your car to get to work and to do errands. Sign the contract and keep your car while you make the required monthly payments.
Are There Benefits to Online Title Loans?
You?ll be happy to know that there are many advantages to getting your title loan online. Here are a few of them:
# Apply anytime 24/7
# Fast and easy
# Quick approval time
Does My Car Title Need My Name on it?
To use the vehicle to secure an auto equity loan, it must have your name on it as its legal owner. If there is someone else on your title or there is a lien against it, take care of this with the DMV before applying. Call our office if you need help with this.
How Can I Get a Motorcycle Title Loan?
Getting a motorcycle title loan is just like getting a car title loan. Send in your application with the details of your motorcycle. Meet the basic credit requirements, show that you can pay the loan and if your bike is worth enough you can get approval.
What are you waiting for?
Get started today!