FAQ

Getting a car title loan is simple. Stop by your nearest Swift Title Loans branch with your vehicle and a few documents, and our team can often give you a fast decision in person the same day. Visit your nearest branch or call (888) 557-7115.

Title loans are a streamlined way that anyone with any credit status can apply for instant loans. They are secured loans, so are based on something you own that has a high value. When working with Swift Title Loans, you can use a vehicle owned by you as security for a fast loan. Call our offices during business hours or walk into a branch near you, and our friendly team handles the rest in person. Most customers love how quick and easy a branch visit is. Visit your nearest branch or call (888) 557-7115.

Here are the basics of how title loans work:

• Use the title of your vehicle as loan security, but keep your vehicle with you to drive as you need.
• Visit a branch near you during business hours and our team helps you start your title loan request.
• Get quick pre-approval of your request for a title loan and a fast lending decision.
• Submit your car title as collateral for a secured and fast cash loan.
• When the final contract has been signed, the funding arrives very quickly.
• Pay once a month while driving your car. When the contract is finished, get your title back.

The process is quick and simple. Stop by your nearest Swift Title Loans branch during business hours and our team walks you through it step by step. After a speedy review, you get a decision, and before you know it, you’ll have the cash you need. Visit your nearest branch or call (888) 557-7115.

Once you get your title loan, you can use the money for anything you need. There is no limit set on what the cash can be used for, so cover your debts, pay your bills, or make whatever purchase you’ve been waiting for. Visit your nearest branch or call (888) 557-7115.

Most credit types are welcome. Your approval is based mainly on your vehicle and your ability to repay, not just your credit score, so stop by a branch and talk with our team. Visit your nearest branch or call (888) 557-7115.

After you visit a Swift Title Loans branch, you get a fast response. You will often know quickly if you are pre-approved. From there, our team leads you through the remaining steps in person. With the required documents on hand, we process your request and prepare a final contract for you to sign without delay. Visit your nearest branch or call (888) 557-7115.

If you bring your documents and proof of income to the branch, you can move through the approval steps very quickly. After final approval, your contract will be ready for you to sign at the branch. Read through the terms, and when you are comfortable, sign it. You are never under any obligation to sign, but once you do, we prepare your cash.

From the time you sign your final contract at the branch, the money is prepared for you very quickly. As soon as it’s ready, you can receive your cash. Here are a few options that may be available to you:

1. Pick up a check at the Swift Title Loans branch near you.
2. Ask that a check be mailed to your residence.
3. Pick up your cash at the branch where you were approved.
4. Set up a bank transfer, so that the cash loan will be in your account within moments.

The amount we can offer depends on your vehicle’s value and your ability to repay. In most cases, this reflects about 25% to 50% of your car’s market value, which is common in the title loan industry. The exact amount depends on state laws and regulations, as well as your ability to repay the loan. Visit your nearest branch or call (888) 557-7115.

There are many advantages to getting your title loan at a branch near you. Here are a few of them: Visit your nearest branch or call (888) 557-7115.

• Friendly, in-person help from a local team
• Fast and easy process
• Quick approval, the money can be yours in a very short time
• You can keep driving your car
• Use the money for any need