Swift Title Loans
Last Updated: March 2026
The following terms apply to all electronic communications between you and Swift Title Loans. Read this Agreement in full. It covers important information about how we share documents with you, what technology you need, and the rights available to you under this arrangement.
I. Overview and Authorization
Swift Title Loans may provide certain documents and notices to you through electronic means rather than printed mail. By consenting to this Agreement, you authorize us to use electronic delivery for all communications related to your account. This includes, without limitation:
Loan applications and supporting documentation. Loan agreements, amendments, promissory notes, and other contractual documents. Required disclosures under federal and state law (including disclosures under the Truth in Lending Act). Periodic statements reflecting account activity. Our privacy notice and any subsequent changes to it. Notifications regarding changes to fees, rates, or other terms. Adverse action notices, such as denial of a loan application or modification of proposed terms. Any other notices, records, or correspondence connected to your account or the services we provide.
II. Delivery Methods
Swift Title Loans delivers electronic communications using three channels:
Email — Messages and documents are sent to the email address you registered during the application process or updated afterward in your account profile.
Secure Portal — Documents may be posted to the password-protected section of our website, where you can view and download them upon login.
Text Messages — If you have opted in to SMS communications through a separate agreement, we may also send certain notifications via text.
You are expected to monitor your email and portal account to ensure you receive communications in a timely manner.
III. System Requirements
You are responsible for maintaining the technology needed to access electronic documents. At minimum, you need the following:
A device with a reliable internet connection (computer, smartphone, or tablet). A modern web browser kept reasonably up to date — Chrome, Safari, Firefox, or Edge are all supported. A PDF reader (Adobe Acrobat Reader, or the PDF viewer built into your browser). An active email address where you can receive correspondence. Adequate local storage or printer access so you can retain copies of important documents.
IV. Maintaining Accurate Contact Information
You agree to keep your email address, telephone number, and physical mailing address current in our records. Should any of this information change, you must update it without delay — either through your online account or by reaching out to our team. Swift Title Loans bears no responsibility for communications that go undelivered because of inaccurate or outdated contact details on your end.
V. Obtaining Paper Copies
At any point, you may request that we send you a paper version of a document that was delivered electronically. There is no charge for this. We will process your request and mail the paper copy within 10 business days. Important: requesting a paper copy is separate from withdrawing consent. Your consent to electronic delivery remains active unless you specifically revoke it.
VI. Revoking Your Consent
Consent to electronic delivery is voluntary. It is not a condition of obtaining any loan, product, or service from Swift Title Loans. You may revoke your consent at any time by notifying us through any of the contact methods listed in Section VIII. Once we receive your notice, we will complete the transition within 10 business days. Revocation does not retroactively invalidate any electronic communication that was delivered before it took effect.
VII. Electronic Signatures: Validity and Enforcement
Under the Electronic Signatures in Global and National Commerce Act (E-SIGN) and applicable state law, electronic signatures are legally equivalent to handwritten signatures. When you perform any of the following actions on our website, you are creating a binding electronic signature:
– Clicking an “I Agree” or similar acceptance button
– Typing your name into a designated signature field
– Submitting an online application or form
Every electronic signature is automatically logged in our system with the corresponding date, time, and IP address, forming an audit trail that may be used to verify the signature if needed.
VIII. Contact Details
Swift Title Loans
207 E Canal St #7, Mulberry, FL 33860
Phone: (863) 591-5449
Email: legal@cartitleloansla.com
IX. Confirmation of Consent
By clicking “I Agree,” you represent and confirm that:
You have reviewed this Electronic Consent Agreement in its entirety. You understand the terms described in each section above. You voluntarily agree to receive all applicable documents and communications from Swift Title Loans in electronic format. You possess the hardware, software, and internet access needed to receive and retain electronic records. You know you have the right to obtain paper copies free of charge upon request. You know you have the right to revoke this consent at any time, and that doing so will not affect documents previously delivered.
