Please read this information carefully and print a copy and/or retain this information electronically for future reference.
Introduction. You are submitting a request to be matched with one of our third-party lenders. In order to offer you a loan, the third-party lenders need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents (“Disclosures”).
Scope of Consent. This E-Consent applies to all interactions online concerning you and the third-party lender and includes those interactions engaged in on any mobile device, including phones, smart-phones, and tablets. By exercising this E-Consent, the third-party lender may process your information and interact during all online interactions with you electronically. Theךקמג lender may also send you notices electronically related to its interactions and transactions. Disclosures may be provided online at our or third-party lenders’ websites, and may be provided by e-mail. You agree that your electronic signature on any Document has the same effect as if you signed them in ink.
Consenting to Do Business Electronically. Before you decide to do business electronically with the third-party lenders, you should consider whether you have the required hardware and software capabilities described below. You agree to have all Documents sent to you electronically (1) via email, or (2) by access to a website or link that is provided to you in an e-mail notice which is sent to you when the information is available, or(3) to the extent permissible by law, by access to a website designated in advance for such purpose. You agree that Documents provided electronically have the same meaning and effect as if paper Documents were provided to you. When an email or other electronic notification is sent to you telling you that a Document is available electronically (and the Document is not is not made available online), that shall have the same meaning and effect as if a paper Document was provided to you, whether or not you choose to view it.
Hardware and Software Requirements. Before you decide to receive your Documents electronically, you must determine if you have the necessary hardware and software described here to access and retain these Documents electronically.
- A personal computer with monitor, keyboard and mouse capable of accessing the internet and sending and receiving email
- Internet access with 128-bit encryption
- Adobe Acrobat Reader 6 or higher
- Ability to Print Internet Explorer 6 or higher
- Netscape 8.04 and above (Use in IE mode)
- Email Access or Firefox version 1.5
Withdrawing Consent. Your E-Consent for our matching service and for our third-party lenders’ consideration of your matching request cannot be withdrawn because it is a one-time transaction. If you are matched with one or more third party lenders, you are free to withdraw your E-Consent with those third-party lenders at any time and at no charge. However, if you withdraw this E-Consent before receiving credit, you may be prevented from obtaining credit from the lender. Contact the third-party lender directly if you wish to withdraw this E-Consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected.
Change to Your Contact Information. You must promptly notify third party lenders informed of any change in your email, electronic address or mailing address. Please contact the third party lender directly for further instructions in regards to making changes to your contact information. You agree that if a third party lender sends you an email message regarding any electronic communication or sends any electronic communication to the email address provided and such email message is returned as undeliverable, the third party lender will be deemed to have provided such electronic communication to you.
Your Ability to Access Disclosures. By clicking the link, you assent to our terms. You acknowledge that you can access the disclosures in the designated formats described above.
Copies. You acknowledge that you may request a paper copy of the electronic records and disclosures, which will be provided to you at no charge from the third-party lender directly. The lenders will retain all Disclosures as applicable law requires.
ELECTRONIC CONSENT AND ACKNOWLEDGMENT. BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER ELECTRONICALLY. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OVER THE INTERNET.