Our Loan Calculator
- Fill in the loan amount
- Fil in the interest rate
- Select the loan term
(1 to 36 months)
| Payment Date | Payment | Principal | Interest | Total Interest | Balance |
|---|---|---|---|---|---|
| Jan 2025 | $510.37 | $491.62 | $18.75 | $18.75 | $4,508.38 |
| Feb 2025 | $510.37 | $493.46 | $16.91 | $35.66 | $4,014.92 |
| Mar 2025 | $510.37 | $495.31 | $15.06 | $50.71 | $3,519.60 |
| Apr 2025 | $510.37 | $497.17 | $13.20 | $63.91 | $3,022.43 |
| May 2025 | $510.37 | $499.04 | $11.33 | $75.24 | $2,523.39 |
| Jun 2025 | $510.37 | $500.91 | $9.46 | $84.71 | $2,022.49 |
| Jul 2025 | $510.37 | $502.79 | $7.58 | $92.29 | $1,519.70 |
| Aug 2025 | $510.37 | $504.67 | $5.70 | $97.99 | $1,015.03 |
| Sep 2025 | $510.37 | $506.56 | $3.81 | $101.80 | $508.46 |
| Oct 2025 | $510.37 | $508.46 | $1.91 | $103.70 | $0.00 |
The estimates generated by our ‘car title loan calculator’ are based on the information you provided and are intended for informational purposes only. These values do not constitute an official part of the loan application process with Swift Title Loans. Actual loan payments, interest rates, and terms may vary and are subject to change. The calculations presented assume full and timely repayment as per the loan agreement.
Understanding The Cost of Title Loans
Title loans offer quick help for unexpected expenses or emergencies. However, it’s important to ensure you can repay the loan without harming your long-term finances. To help you make an informed choice, we’ve created an online car title loans calculator. Use it to understand your repayment obligations before applying for our auto title loan.
Key Takeaways
- Quickly estimate monthly payments and title loan costs.
- Understand how loan amount, term, and interest rate affect payments.
- Save time, compare offers, and plan finances with this free tool.
- Borrow between $100 and $50,000 with varying interest rates and terms.
What Is a Title Loan Calculator?
The car title loans calculator is a helpful tool that allows you to get a quick estimate without having to contact your lender. It can provide you with the total cost of the loan as well as your monthly payments. Once you have a clear picture of what your monthly payments will look like, you can plan and manage your future payments accordingly.
Important Car Title Loans Calculator Terms
Now, if you want to use a title loan calculator, it’s essential to understand the terms to make the best choice for your financial situation. Here are some important terms you should know:
Loan Amount
This refers to the amount you can borrow using your car as collateral. The loan amount that one could get depends on the value of the car and the repayment ability. Our title loan company offers loans ranging from $100 to $2,000 and $2,000 to $50,000.
Loan Term Months
The repayment period for the loan can range from a few months to a couple of years. Shorter terms lead to higher monthly payments but less total interest, while longer terms result in lower payments but more interest over time.
Interest Rate Per Year
When you borrow a loan, the Annual Percentage Rate (APR) will be based on your loan amount and term. This rate reflects the cost of borrowing over the course of a year and influences the total amount you need to repay. Our interest rates range from 60% to 175%.
How Does Our Car Title Loan Calculator Work?
Our title loan calculator is easy to use. You only need to follow the below steps:
Step 1: Fill In The Loan Amount
Start by entering the loan amount you wish to borrow from the lender.
Step 2: Choose a Repayment Time Frame
Select the time frame within which you plan to repay the loan amount.
Step 3: Input The Average Interest Rate
Mention the average interest rate you expect to pay on the loan.
Step 4: Click Calculate
Once you complete the required information, simply click the “Calculate” button.
Step 5: Review The Results
The calculator will present you with an estimate of the following to give you a rough estimate of your potential repayment obligations:
- Monthly Payment Amount: Total amount owed over the course of the loan each month.
- Total Principal Paid: The amount that you are borrowing against the title of your vehicle.
- Total Interest Paid: The total amount you’ll pay in interest for the chosen loan’s term.
- Amortization Schedule: Breakdown on Monthly Payment, Principal, Interest, and Balance.
What Are the Benefits of a Car Title Loans Calculator?
Getting a title loan offers numerous benefits, and so does using a title loan payment calculator. Here are a few reasons why you should get your hands on an auto title loan estimate calculator:
Save Time And Effort
A title loan calculator can help you save time by calculating the necessary financial information for a title loan.
Comparison Purchase
You can compare different loan offers and terms without specifically contacting different title loan lenders.
Financial Planning
Knowing your loan repayment amounts in advance will allow you to plan your monthly budget more effectively.
Transparency
You’ll have the fees, interest rates, and repayment schedules, avoiding hidden charges with a transparent title loan estimate.
It’s Completely Free
Our car title loan estimate calculator is not only simple to use but it’s free. You can get all the insights without any cost or obligation.
Smart Financial Choices
The ball-mark estimates of your future payments could help you make the right financial choices and avoid potential financial pitfalls.
Frequently Asked Questions
Does Using a Title Loan Calculator Impact Your Credit Score?
No, it won’t. Using an online title loan estimate calculator will not affect your credit score at all. It’s just a simple tool used to calculate your monthly loan payments based on the interest rate and the amount you want to borrow.
How Frequently Can I Use the Auto Title Loan Calculator?
You can use our auto title loan calculator as many times as you need. There is no limit to how many times you can use it to calculate potential loan amounts.
How Accurate Is the Title Loan Calculator?
Our car title loans calculator can give you an estimated amount based on the information you provide. However, the actual amount may differ from the one determined by the lender after reviewing your title loan application.
We consider the value of your car and your repayment ability to measure the estimated loan amount you can borrow. Apply right now and discover how much of a loan you can get.
Does Loan Term Affect Total Loan Costs?
The length of the loan term significantly influences the cost of a title loan, as it directly impacts the total interest paid. Opting for a shorter loan term can lead to lower total interest. Moreover, despite higher monthly payments, this approach allows you to pay off the car title loan early.
