Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Louisville, 40206

How It Works in Louisville, KY

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Kentucky: Regulations & Key Details

If you're in need of emergency funds, title loans in Kentucky offer a viable option, especially for those with bad credit. Here are the important regulations and specifics you should know:

Key Loan Details Details
Loan Amount Range $2,500 - $25,000
Fees & APR Fees vary, with an APR typically ranging from 24% to 300%, depending on the lender and loan terms.
Repayment Terms Generally between 30 days and 24 months.
Unique State Law Conditions Borrowers must be at least 18 years old and lenders must be licensed to operate in Kentucky, as per the Kentucky Revised Statutes.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender who complies with Kentucky law to ensure you are protected. If you're located in cities like Louisville, Lexington, or Bowling Green, help is readily available!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Louisville, KY

Address

814 E Market St #400, Louisville, KY, 40206

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Louisville, KY

Here's a real example of a funded title loan from our branch:

2022 Ford F-Series

2016 Nissan Altima

Loan Term24 month36 month
Estimated Vehicle Value$42500$15000
Loan Amount$5607$3562
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$406.34$226.91
Monthly Interest5.005.42
APR60.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where Can I Get a Title Loan in Louisville, Kentucky?

You can apply for a title loan swiftly and conveniently online with Swift Title Loans. You could also explore lenders along major routes like Dixie Highway or Shelbyville Road. Always ensure to choose a licensed lender like us that abides by state laws and regulations.

What are the Requirements for a Title Loan in Louisville?

The key requirements for a title loan in Louisville with Swift Title Loans can be summarized in the following:
  • You must be at least 18 years old.
  • Your vehicle title must be in your name and lien-free.
  • Proof of income showing your ability to repay the loan.
  • Proof of residency in Louisville.
  • Valid government-issued ID, like a driver's license.

What is the Maximum Amount I Can Borrow for a Title Loan in Louisville, Kentucky?

Kentucky state laws do not cap the amount you can borrow through a title loan, but it's typically influenced by the value of your vehicle and your ability to repay the loan. At Swift Title Loans, we're committed to providing fair and personalized loan offers based on these factors.

How Fast Can I Get a Title Loan in Louisville?

At Swift Title Loans, we pride ourselves on our swift and efficient application process. You get a swift, no-obligation quote as soon as you finish applying online. If you proceed, you may get your funds as soon as the next business day!

Can I Get a Louisville Title Loan with Bad Credit?

Absolutely! At Swift Title Loans, we cater to all credit types. We consider several factors beyond just credit scores when assessing loan applications, like your car’s equity and your ability to repay, thus, enabling us to serve borrowers with bad credit.

Related: Is My Personal Information Safe with Swift Title Loans?

Yes, your personal information is safe with us. We prioritize the security of your information, applying high standard data protection measures to ensure its confidentiality and integrity.

What Happens If I Can’t Repay My Title Loan in Louisville?

If you're having challenges repaying your title loan, don't worry. Reach out to us promptly, we're open to discussing possible solutions. However, according to Kentucky law, failure to repay could lead to repossession


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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