Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Riverside, 92506

How It Works in Riverside, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Riverside, CA

Address

3249 Arlington Ave #110, Riverside, CA, 92506

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Riverside, CA

Here's a real example of a funded title loan from our branch:

2022 Ford Escape

2018 Mazda CX-30

Loan Term24 month36 month
Estimated Vehicle Value$30000$24000
Loan Amount$3569$4015
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$258.65$242.64
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Can I still get a Title Loan in Riverside, California if I have bad credit?

Absolutely! At Swift Title Loans, we serve borrowers with various credit profiles - from bad to excellent. You are eligible to apply because our title loans are primarily based on the value of your vehicle, not your credit score.

What is the maximum amount I can borrow from Swift Title Loans in Riverside, California?

In California, you can borrow up to $25,000, subject to the value of your vehicle and your capacity to repay the loan. However, our priority at Swift Title Loans is to ensure your loan is affordable and manageable for you.

Where can I get a title loan in Riverside, California?

You can conveniently apply online with Swift Title Loans for a fast, no-obligation estimate. If you prefer in-person service, Riverside has several locations - around major arteries like University Ave and Magnolia Ave. Always remember to choose a licensed lender like us to ensure compliance with state laws.

What documents do I need to apply for a Title Loan in Riverside, California with Swift Title Loans?

Applying with Swift Title Loans is simple and straightforward. Here is a list of things you will need:
  • A valid government-issued ID (like a driver’s license)
  • Proof of a steady income (e.g., pay stubs, bank statements)
  • Proof of residence (such as a utility bill)
  • Car title on your name
  • A few photos of your vehicle

Will my car be repossessed if I default on my title loan in Riverside?

As per California law, lenders can repossess the vehicle only if the borrower defaults on the loan. However, at Swift Title Loans, we endeavor to work with our customers through any difficult financial periods to prevent this kind of situation. Please do not hesitate to apply online today with Swift Title Loans if you need quick and hassle-free access to funds in Riverside, California. Remember, we’re here to help, not judge.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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