Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Home Hemet

Title Loans in Hemet, 92545

How It Works in Hemet, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Hemet, CA

Address

1166 S Sanderson Ave #3, Hemet, CA, 92545

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Hemet, CA

Here's a real example of a funded title loan from our branch:

2015 Chevrolet Silverado

2021 Ford Ranger

Loan Term24 month36 month
Estimated Vehicle Value$30000$35000
Loan Amount$3607$5479
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$261.40$331.12
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Title Loans FAQs in Hemet, California Q1: What are the requirements to qualify for a title loan in Hemet?

To qualify for a title loan in Hemet, California, you typically need to meet the following requirements: 1. Ownership of a Vehicle: The vehicle must be in your name and have a clean title. 2. Identification: You must provide a valid government-issued photo ID. 3. Proof of Income: Evidence of your ability to repay the loan, such as pay stubs, bank statements, or other income verification. 4. Residency Verification: A document showing your current address, like a utility bill or lease agreement. 5. Age Requirement: You must be at least 18 years old. At Swift Title Loans, we encourage you to check all documents before applying. --- Q2: How much can I borrow with a title loan in Hemet?

### Title Loans FAQs in Hemet, California Q1: What are the requirements to qualify for a title loan in Hemet?

In Hemet, the amount you can borrow with a title loan typically ranges from $2,500 to $50,000, depending on the value of your vehicle and your ability to repay the loan. Swift Title Loans assesses each application individually to determine the appropriate loan amount tailored to your needs. --- Q3: Is my credit score important when applying for a title loan?

### Title Loans FAQs in Hemet, California Q1: What are the requirements to qualify for a title loan in Hemet?

While traditional loans often consider credit scores heavily, title loans are generally more focused on the value of your vehicle. At Swift Title Loans, we specialize in helping individuals with bad credit secure funding, so your credit history may not be a primary factor in the approval process. --- Q4: Where can I get a title loan in Hemet?

### Title Loans FAQs in Hemet, California Q1: What are the requirements to qualify for a title loan in Hemet?

You can apply for a title loan online at Swift Title Loans for a fast, no-obligation estimate. While our online process is convenient, there may also be local lenders along major streets such as Florida Avenue or San Jacinto Avenue. Remember to choose a licensed lender that complies with California state laws. --- Q5: How quickly can I receive my funds after approval?

### Title Loans FAQs in Hemet, California Q1: What are the requirements to qualify for a title loan in Hemet?

Once your title loan is approved at Swift Title Loans, you can receive your funds as quickly as the same day. Typically, after completing the necessary paperwork, funds can be disbursed through cash, direct deposit, or a prepaid debit card, depending on your preference. --- Q6: What if I can’t make my payment


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

August 28, 2024

How Do No Credit Check Title Loans Work?

Do you need quick cash but worry about your credit score? Our no-credit-check auto title loans offer a hassle-free solution

Less than 1 min read

Title Loans in Modesto

June 18, 2023

Get Your Cash Now: How to Get a Title Loan

Imagine unlocking the hidden value in your car to get the cash you need right now. No, we’re not talking

Less than 1 min read

Title Loans in Modesto

May 20, 2013

How Do Title Loans Work?

Car title loans offer access to fast cash while using your car as collateral. Knowing how title loans work increases

Less than 1 min read

Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security