Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Title Loans in Corona

Living in Corona means a lot of time behind the wheel, whether you commute over the hills on the 91, run errands near the Crossings, or head out to Tom's Farms on the weekend. When a sudden bill lands between paydays, the car sitting in your driveway can become a fast source of cash. A title loan from Swift Title Loans lets you borrow against the value of your vehicle while you keep driving it every day.

We make the whole thing simple for Circle City drivers. You can find out what your car is worth and get pre-approved online with no store visit^, usually in just a few minutes, without anyone inspecting your vehicle in person.

Title loans here follow the same California title loan rules that protect borrowers across the state, so you get clear terms, capped fees, and real consumer protections from start to finish.

How It Works

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed.^ 7 minutes for pre-approval.*

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.^

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation^. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Example of Title Loans Funded in Corona

Here's a real example of a funded title loan from our branch:

2016 INFINITI Q50

2016 Ford F250SD

Mileage100,000 mi48,000 mi
Loan Term24 months24 months
Estimated Vehicle Value$8,175$25,125
Loan Amount$2,843$9,015
Administrative Fee$75$75
APR36.00%36.00%
Monthly Payment$167.87$532.31
Total Due$4,104$12,850

*Real Corona title loans funded by Swift Title Loans. Rates reflect California's 36% cap plus the permitted $75 administrative fee, with no hidden fees or prepayment penalties. Your actual rate, term, and amount depend on our underwriting and your ability to repay.

Locations in Corona

1033 W 6th St #a
Corona, CA 92882
(951) 916-3294
View the Location page →

Title Loans in California: Regulations & Key Details

California title loans are legal and regulated under the California Finance Lenders Law, overseen by the DFPI.

DetailCalifornia Rule
Interest rate cap36% per year plus the Federal Funds Rate on loans of $2,500 to $9,999 (about 39.63% APR as of June 2026). Loans above $10,000 have no state rate cap.
Loan amountNo state minimum or maximum. Based on your vehicle's value and ability to repay.
Repayment term12 to 60 months, with fixed monthly payments.
RolloversNot allowed.
Administrative fee$75.
Late feesUp to $10 at 10 days late, $15 at 15 days late. One per missed payment.

California law also protects you with no prepayment penalty, no deficiency judgment, and full cost disclosure before you sign. See the full California title loan regulations and borrower protections.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes.* Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Title Loan Offers for 2026

Need fast cash in CA? Apply online in 7 minutes.* No store visit, no car inspection.^ Same-day funding available.*

How much can I borrow?

High Security

256-bit SSl

TLS Security

Is a Title Loan Right for You?

A title loan is fast, but it is a serious commitment: your car is the collateral, so if you fall behind on payments you could lose it. That is why it works best as a short-term fix for a real emergency, like an urgent car repair or a bill that cannot wait, and not for everyday spending.

Before you borrow, ask yourself a few simple questions. Do I really need this right now? Can I comfortably make the monthly payment? Is there a cheaper option, like a credit union or a payment plan, I could try first?

If a title loan is the right move, borrow only what you need and nothing more, because the smaller your loan, the less you pay back. We always show you the full cost up front, with no hidden fees and no prepayment penalty, so there are no surprises. If you want to weigh your options first, Money Management International breaks down title loans.

Local Help for Corona Borrowers

If you ever need backup before, during, or after a title loan, these Corona area offices and California agencies are ready to help.

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

How much money can I get from a title loan in Corona?

Most Corona borrowers qualify for about 25% to 50% of their vehicle's value. The exact amount depends on what your car, truck, or SUV is worth and your ability to repay the loan.

California does not set a strict minimum or maximum, but we usually recommend staying at or under $9,999. Borrowing $10,000 or more removes the state rate cap, so keeping your loan under that line helps protect you.

It is smart to borrow only what you actually need. The less you borrow, the less you pay back, so take what solves the problem and leave the rest.

What interest rate and fees should I expect?

For loans between $2,500 and $9,999, the rate is capped at 36% per year plus the Federal Funds Rate, which works out to about 39.63% APR as of June 2026. Loans of $10,000 or more have no state rate cap, which is one reason we suggest staying under $10,000.

There is a one-time $75 administrative fee. Late fees are capped too, at $10 once you are 10 days late and $15 at 15 days. You get fixed monthly payments and no rollovers.

What documents do I need to apply?

You need just a few basic items to get started in Corona:

  • The title to your vehicle in your name
  • A government-issued photo ID, such as your California driver's license
  • Proof of income or your ability to repay
  • Proof of a Corona area address, like a utility bill

A few photos of your car may also help us confirm its condition and value.

What happens if I cannot keep up with my payments?

If you stop paying, we can repossess your car. That is the honest bottom line, so we always encourage you to reach out before you fall behind.

California law gives you real protections. You are entitled to a repossession notice and a right to redeem your vehicle. There is also no deficiency judgment, which means we cannot chase you for a remaining balance after the car is sold.

Can I apply online, or is there a Corona office I can visit?

You can apply online or in person. Here is our Corona location:

  • 1033 W 6th St #a, Corona, CA 92882, (951) 916-3294

Our process is built to be done online from start to finish, with no store visit and no in-person vehicle inspection needed in most cases.^

Most people get pre-approved online in under 7 minutes,* with funds sent straight to your bank account, so there is nothing to drop off.

Do you have real examples of loans funded for Corona drivers?

Yes. Recent funded loans give you a feel for what cars and trucks tend to qualify in the Corona area.

  • A 2016 INFINITI Q50 was funded for about 35% of its value.
  • A 2016 Ford F250SD was funded for about 36% of its value.

Your own offer depends on your specific vehicle and your ability to repay, but these show that both everyday sedans and work trucks can be a good fit.

Is a title loan in Corona legal, and can I keep driving my car?

Yes on both counts. Title loans are legal and regulated in California under the California Finance Lenders Law, overseen by the DFPI, so you get clear terms and capped fees.

You also keep driving your car the entire time. You hand over the title, not the keys, so you can still get to work in Corona, drop the kids at school, and run weekend errands while you repay the loan.

Antonia Lehman, Chief Operating Officer
Written by Antonia Lehman Chief Operating Officer Swift Title Loans

Antonia Lehman leads operations at Swift Title Loans as Chief Operating Officer, guiding how the company lends, services loans, and looks after customers every day.

Working from Swift Title Loans' main operations office in Mulberry, Florida, she partners with the underwriting, compliance, servicing, and customer care teams that help drivers across the states where Swift Title Loans lends.

A big part of her focus is keeping the process compliant and simple for borrowers, from each state's title loan rules to the fully online application that lets people borrow without a store visit.^

Antonia earned her Associate of Arts in Business Administration at West Los Angeles College, and brings hands-on expertise in operations management, regulatory compliance, loan servicing, and customer support.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

July 18, 2024

Motorcycle Title Loan

A motorcycle title loan lets you use your motorcycle as collateral to get cash quickly, sometimes even on the same

Less than 1 min read

Title Loans in Modesto

July 18, 2024

RV Title Loans

In 2023, 3.7% of American consumers took out car title loans. But did you know you can also take out a title

Less than 1 min read

Title Loans in Modesto

September 26, 2024

Boat Title Loans: Can You Get a Title Loan on a Boat?

When you need money fast and don’t have great credit, you might wonder how you’ll get the money you need.

Less than 1 min read

Fast Title Loans

Get pre-approved for your title loan in about 7 minutes.* Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security