Swift Title Loan

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(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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Easily apply online

02

Get cash and keep your car

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Repay loan and get title back

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Home Title Loan Laws by State

Title Loan Laws by State

Rates, Limits, and Consumer Protections

Title loan laws vary by state. These laws determine how much you can borrow, the rates and fees that may be charged, how long loans can last, and the consumer protections available to borrowers.

Select your state below to review the title loan laws, costs, and protections that may apply to your loan.

Jump to your state: California · Florida · Georgia · Indiana · Kentucky · Michigan · Missouri · Ohio · South Carolina · Tennessee · Texas · Utah · Virginia · Washington

California

Florida

Georgia

Indiana

Kentucky

Michigan

Missouri

Ohio

South Carolina

Tennessee

Texas

Utah

Virginia

Washington

These summaries are general information, not legal advice. Title loan rules can change, and the exact terms you are offered depend on your state, your vehicle, and your ability to repay. Always review your written loan disclosures before you sign.

Fast Title Loans

Get pre-approved for your title loan in about 7 minutes.* Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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207 E Canal St #7, Mulberry, FL 33860 | (863) 591-5449

Approval for any loan product from Swift Title Loans is based on our internal underwriting standards. Rates, terms, and the types of loans available to you depend on the laws of your state and your individual financial situation. Not every person who applies will be approved, and the amount you qualify for may be less than the maximum we offer. All products are governed by their respective terms and conditions. Title loans and related products are built for short-term financial relief. They are not designed to serve as ongoing credit facilities. If you find yourself in a cycle of borrowing, please reach out to a credit counseling professional for guidance. Online applicants should be aware that verification of submitted details may be necessary, which could delay funding by up to two business days after final approval.

Your FICO® Score is not affected when you submit a loan request to Swift Title Loans. We may check your background through a non-traditional consumer reporting agency. That check could show up on your record with the agency in question, but it has no impact on your FICO® Score.

USA PATRIOT ACT ACCOUNT OPENING NOTICE: Federal law mandates that financial institutions obtain, verify, and maintain a record of the information used to identify anyone who opens an account. During this process, you will be asked for your name, address, date of birth, and other identifying information. A driver's license or other form of government-issued ID may also be required.

*Completing the online request may take about seven minutes. Funding is subject to approval, document review, and receipt of all required signed documents submitted before noon local time on a business day.

^About “no store visit” and “no inspection”: These terms mean no in-person store visit or walk-around vehicle inspection at a branch. Applicants are still required to submit photos and/or videos of the vehicle, including all four exterior sides, interior front and back, odometer, and VIN. Some states may require an in-person visit by law for title verification, and we may require an in-person inspection if vehicle condition cannot be fully assessed from photos or videos. Loan availability, terms, and approval depend on state law and individual qualifications. 

If you use a screen reader or experience any accessibility issues with this website, call (863) 591-5449 and we will provide the assistance you need.

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