Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California Los Angeles

Title Loans in Los Angeles, 90012

How It Works in Los Angeles, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Leonarda R.
Leonarda R.
Swift Title Loans provided outstanding service when I needed to get money for car title, offering a quick & hassle-free process. Their friendly staff and transparent terms made securing the loan effortless, providing the financial assistance I needed with ease and professionalism.
Sebastiano P.
Sebastiano P.
Swift Title Loans exceeded my expectations with their instant approval process, providing a swift and stress-free experience when I needed urgent financial assistance. Their professionalism and efficient service make them a top choice for anyone seeking title loans with instant approval.
Adam W.
Adam W.
Swift title loans do keep up to their name when it comes to pawning my car to the title loan, helping people with negative credit score to get loans hassle free.💰🙏
Wilma V.
Wilma V.
Megan played a critical role in helping me get a same-day title loan when I needed one urgently. I was able to pay off my debts and save money on interest payments because of her help.
Faoklph O.
Faoklph O.
Because my paycheck hadn't arrived yet, I was down to my last few dollars. A buddy of mine recommended that I apply for a fast cash title loan through Swift Title Loans, which I did and repaid as soon as I got paid again. Things went swimmingly, and I got an excellent rate!
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Los Angeles, CA

Address

728 N Broadway ste 302, Los Angeles, CA, 90012

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Los Angeles, CA

Here's a real example of a funded title loan from our branch:

2015 Toyota Sienna

2017 Hyundai Ioniq

Loan Term24 month36 month
Estimated Vehicle Value$18000$17000
Loan Amount$5621$4854
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$447.88$293.35
Monthly Interest6.005.00
APR72.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Los Angeles, California?

Swift Title Loans offers easy online applications for fast, no-obligation estimates. While there are also physical lenders, they might be found on major streets or in areas like Downtown Los Angeles or the Financial District. Remember to choose a licensed lender that abides by state laws to ensure legal protection and fair treatment.

What are the loan limits for Title Loans in Los Angeles, California?

According to California law, Title Loans can range from $2,500 to $25,000. The exact amount will depend on the value of your vehicle and your ability to repay the loan.

What documents do I need to apply for a Title Loan in Los Angeles, California?

To apply for a Title Loan with Swift Title Loans, you will need:
  • A valid ID (driver's license or state ID)
  • The original title of the vehicle
  • Proof of income (paystub, job letter, bank statements, etc.)
  • Proof of residence (utility bill, lease agreement, etc.)
Please note that additional documents may be required during the application process.

Can I qualify for a Title Loan in Los Angeles with bad credit?

Yes, at Swift Title Loans, we understand that everyone may need emergency funds at some point. That’s why your credit history won’t disqualify you from getting a title loan. The most important factors are the value of your vehicle and your ability to repay the loan.

What happens if I can't repay my Title Loan in Los Angeles, California?

If you fail to make payments, your vehicle could be repossessed and sold to recover the loan amount according to California law. However, Swift Title Loans makes every effort to work with borrowers to ensure successful repayment of the loan.

How fast can I get a Title Loan in Los Angeles, California?

Swift Title Loans provides same-day funding in most cases. Once you complete your online application, you receive an instant, no-obligation estimate. If approved, you can have the funds as fast as the same day. Apply now for a hassle-free experience.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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