Swift Title Loans
Last Updated: March 2026
What follows is a legal agreement. By browsing this site or applying for a loan, you agree to everything stated below.
PART ONE — AGREEMENT AND CHANGES
When you use the Swift Title Loans website or any related service, you are bound by these Terms and Conditions. We can revise them whenever we see fit. We will not send individual notices of changes—the most current version will always be available on this page. If you keep using our site after we make changes, that counts as your acceptance.
PART TWO — INFORMATION YOU GIVE US
Everything you tell us must be the truth. Whether you fill out a form online, speak with a representative, or submit documents, you certify that the information is accurate and complete. If something changes—your address, your job, your income—tell us as soon as possible. We have the right to verify anything you share with us.
PART THREE — WHO QUALIFIES
You need to be 18 or older. You need to live in a state where Swift Title Loans does business. You need to have the legal ability to sign a contract. And the information you give us needs to be correct. Even if you meet every requirement, we can still say no. That decision is entirely ours.
PART FOUR — WHAT WE OFFER
Swift Title Loans provides lending products that are subject to our internal approval and underwriting process. Rates and terms are not the same for everyone—they depend on state law and your personal financial situation. Applying does not mean you will be approved. We can change what we offer, temporarily halt a product, or stop offering it altogether, all without warning.
PART FIVE — CREDIT CHECKS
When you apply, you are giving us permission to pull your credit report, check your employment, and dig into your financial background. That is a condition of doing business with us. On our end, we may report how you handle your account to one or more credit bureaus. If you pay late or miss payments, that information may appear on your credit file.
PART SIX — HOW WE WILL CONTACT YOU
Expect to hear from us. By sharing your phone number, email address, or mailing address, you are saying it is okay for Swift Title Loans and anyone working on our behalf to contact you. That includes live calls, robocalls, automated texts, and emails. We might reach out about your loan, your payments, a past-due balance, or a new product we think you should know about. Want to stop the marketing messages? See Part Twelve for how to opt out. Heads up: your phone company may charge you for texts and data.
PART SEVEN — PAYING WHAT YOU OWE
Stick to the schedule in your loan agreement. Every payment needs to be on time and in full. Here is what happens if you do not pay: you get hit with late fees; the missed payment goes on your credit report; your account may be handed to a collection agency; we may take you to court; and if your loan is secured by a vehicle or other asset, we may repossess it.
PART EIGHT — KEEPING THINGS SECURE
Fraud is a real concern, and we take it seriously. We work with outside companies that use cookies, device fingerprints, and other digital identifiers to spot suspicious behavior. When you make a transaction, certain information about your device gets sent to these partners. If you block these tools, some parts of our site may not work for you.
PART NINE — PLAY BY THE RULES
Use our website for legal purposes only. Do not break any laws while you are here. Do not try to hack into our systems or anyone else’s through our platform. Do not post anything harmful, abusive, or illegal. And do not use bots or scrapers to pull information off our pages.
PART TEN — OUR CONTENT BELONGS TO US
Everything on this website—the words, the designs, the logos, the code—belongs to Swift Title Loans or the people who licensed it to us. Copyright, trademark, and other intellectual property laws apply. You cannot copy it, share it, or repurpose it without getting our written okay first.
PART ELEVEN — DAMAGES WE ARE NOT RESPONSIBLE FOR
Swift Title Loans is not on the hook for indirect, incidental, consequential, or punitive damages tied to your use of our website or services. It does not matter what legal theory you use to make the claim.
PART TWELVE — GET IN TOUCH
Whether you have a question, a complaint, or you want off our marketing list, here is how to reach us:
Swift Title Loans
207 E Canal St #7
Mulberry, FL 33860
Phone: (863) 591-5449
Email: legal@cartitleloansla.com
PART THIRTEEN — WHICH LAWS APPLY
The state where your loan originated—that is the state whose laws govern this agreement. Any lawsuit connected to these terms must be filed in the courts of that state. By using our services, you agree to personal jurisdiction in those courts.
PART FOURTEEN — WHAT IF PART OF THIS IS INVALID
If a court throws out one section of these terms, the rest still stands. The invalid piece gets trimmed down to whatever the court says is the minimum needed to make it work.
