Swift Title Loans Faster Than Ever!

Sign up by noon, get cash today!*

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 – $2,000
$2000 – $50,000

High Security

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01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

Online Title Loans. No Store Visit. No Inspection Hassle.^

Whatever your goals are, a Swift Title Loan can help you reach them faster!

We specialize in connecting you with participating licensed and regulated lenders who offer completely online title loans. No store visit. No physical vehicle inspection.

Just upload photos or video from your phone, get approved, and receive funds on the same business day.*

Skip the Store. Skip the Waiting. Get Cash Fast.

Swift Title Loans is a FREE referral service. We specialize in one thing: working hard to find and connect you with participating licensed and regulated lenders who can process your title loan 100% online with same-day funding.*

Title Loan Services Overview

Others Make You…Swift Title Loans
✗ Drive to a store✓ Apply from your phone in 7 minutes
✗ Wait in line✓ Submit vehicle photos instead of in-person inspection^
✗ Get your car physically inspected✓ E-sign documents from home
✗ Take time off work✓ Get funds deposited directly to your account
✓ Make repayments online

*Please be aware that loan terms, interest rates, and fees are subject to variations based on state regulations and lender policies.

3 Steps to Get Faster Cash for Your Car Title!

01

Apply Online (7 Min.)

Fill out our simple form with basic info about you and your vehicle. No appointments. No waiting rooms.

02

Submit Documents & Photos

Upload photos of your car (exterior, interior, odometer, VIN), your ID, title, and proof of income — all from your phone.^

03

Get Funding

Once approved, funds are deposited directly to your bank account. Apply before noon on a business day, get cash as fast as today*.

Get Your Free Online Quote Today!

See Why Swift Title Loans Is a Smart Choice

100% Online. No Store Visit

Secure cash without stepping foot outside your home. No physical vehicle inspection required.^

Bad Credit, No Credit Loans

Low credit score? No problem. Your car’s equity matters more than your credit history

Keep Driving Your Car

Your car stays with you. The lender holds the title until the loan is paid in full, not the car.

Free Service. No Obligation

We never charge you a fee. Apply, get a free quote, and compare offers to find the best solution for your needs.

Same-Day Funding

Apply in 7 minutes. Get cash as fast as the same business day.*

Licensed & Regulated Lenders

We only connect you with participating licensed and regulated lenders.

What Our Customers Say About Us

Mercedes S.
I stopped by Swift Title Loans in Los Angeles after being turned away by a few banks because of my bad credit. Diane at the front was a real gem—calm, kind, and totally non-judgmental. She explained how their no credit check policy worked and didn’t rush me at all. The process felt surprisingly smooth, and I left with some peace of mind. One thing I’d love to see is maybe a small info sheet or checklist for first-timers—it would've helped calm my nerves even more. Still, Diane made what could’ve been a stressful day feel manageable.
Gaurav H.
Borrowing money against your car was a breeze with Swift Title Loans. Their helpful and fast service made sure I obtained the money I required without any problems.
Jose M.
Swift Title Loans provided me with a truly remarkable experience, delivering on their promise of title loans same day with efficiency and professionalism. The quick and hassle-free approval process, coupled with their friendly customer service, made securing a loan a breeze during a time-sensitive situation. Highly impressed and grateful for their prompt and reliable service.
Shania W.
Swift Title Loans delivered exceptional service with their payday title loans, offering quick financial relief with a user friendly process and fair terms. Their prompt service, transparent terms, and professional staff make Swift my preferred choice for reliable payday title loans.
Mata D.
So, I was in a bit of a pickle and needed some quick cash – found these awesome folks offering easy title loans near me. The whole deal was as simple as grabbing a coffee from the corner shop, and their friendly vibe made the whole thing surprisingly stress-free. Definitely my go-to for easy title loans in the neighborhood!
brahim K.
Swift Title Loans truly lives up to its name, I needed quick cash, and they delivered with their title loan same day. The efficiency and speed of their service were impressive, providing the financial relief I needed exactly when I needed it. Highly recommend!

Get Cash. Keep Your Car.

Get a free quote in 7 minutes. No store visit, no inspection. Same-day funds available.*

(888) 557-7115

How much can I borrow?

$100 – $2,000
$2,000 – $50,000

High Security

256-bit SSl

TLS Security

Secure Your Cash Fast with Us

Since 2015, Swift Title Loans has helped thousands of people get emergency cash without the hassle of store visits and physical inspections.

We offer a unique and free referral service that connects you with participating licensed and regulated lenders who specialize in online title loans.

Our mission: Make getting a title loan as fast and convenient as possible while protecting you with licensed, regulated lenders.

How Much Can You Borrow?

Title loans let you borrow against your car’s equity. Most lenders offer 25% to 50% of your vehicle’s value. For example, if your car is worth $10,000, you may qualify for $2,500 to $5,000. The exact amount depends on your vehicle’s condition, mileage, and the lender’s criteria.

What Photos Do You Need for Online Inspection?

No physical title loan inspection means you submit photos from your phone instead of visiting a store. Lenders need clear photos of all 4 sides of your vehicle, odometer, VIN, and interior. Some lenders also accept a short video walkthrough. Take photos in good lighting and make sure your vehicle is clean for best results.

Understand the Risks

Title loans are secured by your vehicle. If you fail to repay, the lender can repossess your car. These loans also have high interest rates and are designed for short-term needs only. We encourage you to borrow only what you can afford to repay and to pay off your loan as quickly as possible to avoid extra fees.

Title Loan Near Your Home

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Fast Title Loans

Get Cash. Keep Your Car.
Apply online in 7 minutes. No store visit, no inspection. Get a free quote and same-day funds*.

(888) 557-7115

How much can I borrow?

$100 – $2,000
$2,000 – $50,000

High Security

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TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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