If you’re interested in getting a car title loan, you can complete the whole process in person at a branch near you. Our team verifies your vehicle and reviews your documents face to face.
You may be able to borrow up to 50% of your vehicle’s value. The amount depends on the car, truck, or even boat you own and your ability to repay the loan.
In a Nutshell, Visit a Branch
Branch title loans offer quick approval, often within one business day, and do not require a good credit score. At your nearest branch, our team takes your documents and gives you a free estimate. You may receive your loan the same business day.
Visit one of our title loan branches across the U.S. for friendly, in-person help. Our team makes the process quick and easy.
How Much Can I Borrow with a Branch Title Loan?
Below is a table showing real-world examples of vehicle values and the corresponding loan amounts funded at our branches across multiple states.
| State | Vehicle | Mileage | Vehicle Value | Loan Amount |
|---|---|---|---|---|
| California | 2018 Toyota Camry | 92,000 | $18,500 | $9,200 |
| Florida | 2016 Ford F-150 | 118,000 | $16,200 | $8,000 |
| Texas | 2019 Chevrolet Silverado | 74,000 | $29,500 | $14,700 |
| Arizona | 2017 Nissan Altima | 105,000 | $13,400 | $6,600 |
| Georgia (Often referred to as a “Title Pawn”) | 2015 Honda Accord | 124,000 | $11,800 | $5,800 |
| Delaware | 2018 Jeep Cherokee | 88,000 | $19,600 | $9,700 |
| Missouri | 2014 Toyota Tacoma | 141,000 | $15,000 | $7,400 |
| Nevada | 2020 Hyundai Sonata | 55,000 | $21,800 | $10,900 |
| Ohio | 2017 Chevrolet Equinox | 97,000 | $14,700 | $7,200 |
| South Carolina | 2016 Dodge Charger | 108,000 | $17,500 | $8,600 |
| Tennessee | 2015 Ford Explorer | 132,000 | $12,900 | $6,400 |
| Utah | 2019 Subaru Outback | 69,000 | $23,200 | $11,500 |
| Virginia | 2018 Honda CR-V | 84,000 | $20,400 | $10,200 |
| Washington | 2017 Toyota RAV4 | 96,000 | $18,900 | $9,400 |
How is my loan amount determined?
When you visit a branch, our team looks at your vehicle and mileage to run a real-time appraisal. We look at:
- Current Wholesale Value: What the vehicle is worth in the current market.
- Vehicle Condition: Verified by our team during a quick look at your vehicle’s interior and exterior.
- Repayment Capacity: Your proof of income confirms you can comfortably manage the loan terms.
Ready to see how much your vehicle is worth?
Understanding Branch Title Loans
Branch title loans are an efficient alternative to traditional loans. While traditional loans may require a high credit score, you can get a car title loan with bad credit or even with no credit. Specifically, the amount that you get for a car title loan corresponds with the value of your car.
How Does a Branch Title Loan Work?
A branch title loan involves a simple and straightforward process. You visit your nearest branch and bring your documents. Our team takes a quick look at your vehicle, both the interior and the exterior.
Once our team reviews your request at the branch, we give you a completely free quote that clarifies how much money you can expect to get and the terms of your loan.
In-Person Vehicle Review
When you visit a branch, our team checks your vehicle’s condition, including:
- All Four Sides: A look at the front, back, and both sides of the vehicle.
- Odometer: Your current mileage (not the trip meter).
- VIN: The Vehicle Identification Number, usually found on the dashboard or door jamb.
- Interior: The condition of the front and back seats.
- A Quick Walkthrough: Our team walks around the car with you.
Benefits of Auto Title Loans
Branch auto title loans come with many benefits:
- Speed and efficiency
- Friendly, in-person help
- Available for all types of vehicles
- Approval, even with bad credit
What Else Should I Bring to Get Approved Fast?
After pre-approval, a loan agent will help you. To move your approval faster, bring the following documents to the branch:
• Vehicle title: The title must be in your name and lien-free or nearly paid off
• Proof of income: Pay stubs, bank statements, or benefit letters showing your ability to repay
• Photo ID: A valid government-issued ID, such as a driver’s license or state ID
• Insurance: A copy of your current auto insurance policy
How to Get a Branch Title Loan in 4 Steps
Applying for a car title loan is quick and easy. You can get pre-approved in just a few minutes.
1. Visit Your Branch: Find your nearest branch
2. Bring Documents: Share requested information in person
3. Review Offer: Check contract terms
4. Receive Cash: Get money quickly
Can I Get an Auto Title Loan with Bad Credit?
Yes, you can get an auto title loan with a bad credit score.
Title loans are designed for borrowers with bad credit.
Title loan lenders may run a soft credit check, but the most important factors for approval are your ability to repay the loan and the value of your vehicle. If you want to check your approval odds, visit your nearest branch and share your information to get a free quote.
Can I Get a Car Title Loan with No Credit Check?
Yes, you can get a car title loan at a branch near you or get started over the phone at (888) 557-7115.
While it’s difficult to find a lender that won’t perform a credit check for car title loans, you can still be approved with bad credit. While most lenders may run a credit check later in the process, you can still be approved with bad credit.
We offer a fast pre-approval process with no credit check to get started. Simply visit a branch near you, and our team takes basic information about you and your vehicle. Friendly, in-person help.
Frequently Asked Questions
Can I Keep Driving My Car While Repaying a Title Loan?
Yes, you can keep driving your car while repaying the title loan. However, since your car is used as collateral, it can be repossessed if you fail to make the payments.
What Do You Need for a Title Loan in Louisiana?
For a vehicle title loan in Louisiana, you need:
- A lien-free car title with your name on it
- Valid ID
- Car registration
- An odometer reading under 200,000 miles
- Proof of income
- Car insurance
- The keys to the car (these can be a copy)
Will a Title Loan Hurt My Credit Score?
The credit score can be affected if borrowers fail to repay the loan and repossession occurs. Lenders always run a credit check, which can also impact your score. However, if you repay your loan as agreed, it may help improve your credit as well.
Can You Get a Title Loan Online in Georgia?
Yes, title loans, also known as title pawns in Georgia, are completely legal. You can apply for a title loan at a branch near you or over the phone.
How Do Title Loans Work in Texas?
Auto title loans in Texas work similarly to title loans in other states. You get a quick, short-term loan, which you then pay back with interest. As a promise that you will pay the loan, you give the lender your car title.
Where You Can Get a Title Loan
Branches Available Nationwide
In these states, we have branches ready to help. You can typically visit a branch, get your vehicle reviewed, and receive funding the same day.
- California
- Florida
- Texas
- Arizona
- Georgia (Often referred to as a “Title Pawn”)
Branch Service in These States
In these states, you can visit a branch near you for an in-person title loan, subject to local regulations.
