Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Lansing, 48933

How It Works in Lansing, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Lansing, MI

Address

103 S Washington Square #15, Lansing, MI, 48933

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Lansing, MI

Here's a real example of a funded title loan from our branch:

2018 Subaru Crosstrek

2022 Chevrolet Spark

Loan Term24 month36 month
Estimated Vehicle Value$20000$15000
Loan Amount$3511$2773
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$254.45$167.58
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the state regulations for Title Loans in Lansing, Michigan?

In Michigan, the maximum amount a borrower can get from a title loan is $25,000, based on the value of your vehicle. The maximum term for these loans in Michigan is 36 months, and lenders must be licensed by the Michigan Department of Insurance and Financial Services.

What documents do I need to apply for a title loan with Swift Title Loans in Lansing?

To speed up your application process, it's useful to have these documents ready:
  • Valid ID (Driver's license or state ID)
  • Your car's title
  • Proof of income (Recent pay stubs or bank statements)
  • Proof of residence (Utility bill, rent receipt, or lease agreement)

Where can I apply for a Title Loan in Lansing, Michigan?

You can apply for a Title Loan directly online with Swift Title Loans for a fast, no-obligation estimate. Our licensed branches are conveniently located at key points throughout Lansing, including areas such as South Cedar Street and West Saginaw Highway. Remember always to choose a licensed lender that complies with state laws to ensure safe transactions.

Can I get a title loan in Lansing if I have bad credit?

Yes, at Swift Title Loans, we understand that anyone can face financial emergencies. That's why we offer title loans to customers irrespective of their credit history. Whether you have poor credit or no credit, you can still apply for a Title Loan in Lansing with Swift Title Loans.

How fast can I get the funds after I'm approved for a Title Loan in Lansing with Swift Title Loans?

After your Title Loan application gets approved, you can typically receive the funds on the same business day. Make sure to submit your application and necessary documents early on to speed up the process.

What will happen if I cannot pay back my Title Loan in Lansing, Michigan?

If you find yourself unable to repay your Title Loan, the first step is to reach out to our team at Swift Title Loans. We are committed to assisting all our customers and may be able to help with loan modifications or alternative arrangements based on your situation. However, please note that state laws allow lenders to possess and sell a car if a borrower fails to repay a Title Loan.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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