Swift Bad Credit Loans in San Jose

Swift Title Loans in in San Jose, CA

Sometimes it’s just too hard to make ends meet, but especially if you have been ill, missed work or been laid off your job for any period of time. But it doesn’t matter why you need money or what you want to do with it. If you are the owner of a valuable vehicle in in San Jose, CA, you have the opportunity to send in your online request for a car title loan. You’ll just spend a few moments doing it – you can even submit it using your cellphone! Contact one of our loan agents today for quick cash.

How Car Title Loans Work

When you find yourself in a huge problem because you don’t have enough cash to cover your needs, car title loans are one solution that work for many people in in San Jose, CA. You won’t need to hand over your car to grab the cash, either. At Swift Title Loans, only the value or equity you have in your car is necessary to be used as collateral. The money can sometimes be ready for you the next business day after signing the contract – that’s how fast you can expect the money! There is no obligation to sign anything and you don’t have to pay a single cent to send in your inquiry form. It’s a win-win deal, right? Use the internet to submit your request or give our office a quick call. We’re here to answer any questions and help you step by step from beginning to end 6 days a week.

What About Bad Credit? No Problem!

We know that many people in in San Jose, CA have bad credit simply because of payments turned in late, a few missed days at work or emergency expenses. We can’t help you with your credit but we can help you find bad credit title loans. Your lender will evaluate your current credit situation, not your past history, when making an approval decision. This is what is taken into account besides your credit standing:

1. The present value of a vehicle that you own – and how much equity you have in it.

2. The amount of money you deposit into your account each month – salary, deposits, credits etc.

3. Meeting standard credit criteria.

So even if you have a bad credit rating, if you meet those 3 conditions and you have the ability to pay, you too can be approved for online title loans.

Here Are More Answers to Your Questions

1. If I don’t have a valid California car title, can I still get an online title loan?

You need to present a current title to your vehicle. Either ask your lender for help or get in contact with the DMV to have your car title renewed so you can use it to secure a quick cash loan.

2. How long will I have to wait to actually get my cash?

Not long – it could even be the next business day.

3. I don’t have a car but I have an ATV. What are the chances of getting a quick title loan?

Many vehicles can be eligible for title loans. Contact our office for questions, but if you have an ATV that has value, it is eligible. Other qualifying vehicles include trucks, boats, recreational vehicles, commercial vehicles and motorcycles.

Don’t Wait for Your Cash

There’s no need to jump through hoops and wait for your cash title loan. Send your request to Swift Title Loans and get your vehicle title loan right away.