Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

02

Get cash and keep your car

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Repay loan and get title back

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Title Loans in Grand Rapids, 49503

How It Works in Grand Rapids, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Grand Rapids, MI

Address

142 Lyon St NW #10, Grand Rapids, MI, 49503

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Grand Rapids, MI

Here's a real example of a funded title loan from our branch:

2018 Ford Explorer

2015 Toyota Avalon

Loan Term24 month36 month
Estimated Vehicle Value$26500$20000
Loan Amount$2546$2682
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$184.51$162.09
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the loan limits for title loans in Grand Rapids, Michigan?

In Grand Rapids, Michigan, title loan amounts can range from $100 to $5,000, but the actual value depends on your vehicle's worth and your ability to repay the loan. Swift Title Loans can offer a personalized estimate when you apply online with no obligations.

Where can I get a title loan in Grand Rapids?

You can apply online for a title loan with Swift Title Loans. Alternatively, there could be physical locations available in areas such as the South East End or along the Grand River. Remember to always choose a licensed lender like Swift Title Loans that adheres to Michigan state laws.

What documents do I need when applying for a title loan in Grand Rapids?

  • Your vehicle's clear title
  • Government-issued identification
  • Proof of income (e.g., pay stubs, bank statements, benefit letters)
  • Proof of Michigan residency (e.g., utility bill, lease)
Remember, at Swift Title Loans, our application process is streamlined for your convenience.

Can I still get a title loan if I have bad credit?

Yes, Swift Title Loans accepts applications from borrowers with all credit histories. We focus more on the worth of your vehicle and your ability to repay the loan rather than solely on your credit score.

Can I keep driving my vehicle while repaying a title loan in Grand Rapids?

Absolutely, as long as you maintain your agreed-upon repayment schedule with Swift Title Loans, you keep and continue using your vehicle as you normally would.

How quickly can I receive funds after approval from Swift Title Loans?

Swift by name, swift by nature! In most cases, approved borrowers may receive their funds as soon as the same business day, helping you secure your financial needs quickly.

How do I ensure full legal compliance when applying for a title loan in Grand Rapids?

Always apply with a trusted, state-licensed lender like Swift Title Loans. We operate in total adherence to Michigan state laws and are happy to explain any regulatory details you might need clarification on. Keep in mind, loan agreements should always be read thoroughly before signing.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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