Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in San Francisco, 94132

How It Works in San Francisco, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – San Francisco, CA

Address

3253 20th Ave #400, San Francisco, CA, 94132

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in San Francisco, CA

Here's a real example of a funded title loan from our branch:

Помилка API. Код: 401

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the requirements for getting a Title Loan in San Francisco?

To qualify for a title loan in San Francisco, you typically need to meet the following requirements: - Be at least 18 years old. - Own a vehicle with clear title in your name. - Provide valid identification (like a driver's license). - Show proof of income to demonstrate your ability to repay the loan. - Present proof of residence, usually a utility bill or lease agreement. Make sure to choose a licensed lender that complies with California state regulations, such as Swift Title Loans. ---

What types of vehicles can I use for a Title Loan in San Francisco?

You can use various types of vehicles as collateral for a title loan, including: - Cars - Trucks - Motorcycles - SUVs - Vans Lenders generally require that the vehicle has a free and clear title, meaning there are no outstanding liens. ---

What is the maximum amount I can borrow with a Title Loan in California?

In California, you can typically borrow up to 50% of your vehicle's value. However, the exact amount will depend on the lender's policies and the condition of your vehicle. It’s essential to have your vehicle appraised to determine its value accurately. ---

How long does it take to get funds from a Title Loan in San Francisco?

The process for obtaining a title loan can be quite fast. At Swift Title Loans, most applicants receive their funds within a few hours after approval. The speed can vary depending on the documentation provided and lender procedures, so having everything ready can expedite the process. ---

Where can I get a Title Loan in San Francisco?

You can apply for a Title Loan online with Swift Title Loans for a fast, no-obligation estimate. Additionally, there are local lenders located throughout San Francisco, particularly on major streets such as Mission Street and Van Ness Avenue. Remember to choose a licensed lender that adheres to California state laws. ---

Do I need to have good credit to qualify for a Title Loan in San Francisco?

No, one of the benefits of title loans is that they often do not require good credit to qualify. Swift Title Loans focuses more on the value of your vehicle rather than your


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

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