Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Riverside, 92501

How It Works in Riverside, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Riverside, CA

Address

4032 Garner Rd #4, Riverside, CA, 92501

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Riverside, CA

Here's a real example of a funded title loan from our branch:

Помилка API. Код: 401

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for getting a title loan in Riverside?

To qualify for a title loan in Riverside, California, you typically need to meet the following criteria:
  • Be at least 18 years old.
  • Own a vehicle with a clear title.
  • Provide proof of income (this includes benefits, wages, or other forms of income).
  • Have a valid government-issued ID.
Remember that specific requirements can vary by lender, so ensure you check with Swift Title Loans for details. ---

How much can I borrow with a title loan in Riverside?

In Riverside, the borrowing limit for title loans can vary, but generally, you can obtain a loan amount based on the equity in your vehicle, typically ranging from $2,500 to $50,000. It's vital to evaluate your vehicle's condition and market value for an accurate estimate. Swift Title Loans can provide a no-obligation estimate for your specific situation. ---

What happens if I can't pay back my title loan in Riverside?

If you are unable to repay your title loan, you might face additional fees or the lender may initiate repossession of your vehicle. However, options like refinancing or extending your payment term are sometimes available. Always communicate with Swift Title Loans if you're experiencing difficulties to explore your options. ---

Where can I get a title loan in Riverside?

You can apply for a title loan online with Swift Title Loans for a fast, no-obligation estimate. Additionally, lenders may be located along major streets such as Riverside Boulevard or Magnolia Avenue. Make sure to choose a licensed lender who complies with California's state laws regarding title loans. ---

What documents do I need to provide for a title loan application in Riverside?

To process your title loan application in Riverside, you'll generally need to provide the following documents:
  • Your vehicle's title.
  • A valid government-issued photo ID.
  • Proof of income (pay stubs, bank statements, etc.).
  • Proof of residence (utility bills, lease agreements, etc.).
  • Your vehicle registration and insurance information.
Gathering these documents beforehand can help speed up your loan application process


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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