Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Cape Coral, 33990

How It Works in Cape Coral, FL

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Cape Coral, FL

Address

1419 Del Prado Blvd S #3, Cape Coral, FL, 33990

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Cape Coral, FL

Here's a real example of a funded title loan from our branch:

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Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for title loans in Cape Coral, Florida?

To qualify for a title loan at Swift Title Loans in Cape Coral, you typically need to meet the following criteria: - You must be at least 18 years old. - You must own a vehicle with a clear title (no liens). - You should provide proof of income, which can be from employment or other sources. - A valid government-issued ID is required. ####

How much can I borrow with a title loan in Cape Coral?

The amount you can borrow with a title loan in Florida generally ranges from $2,500 up to $50,000, depending on the value of your vehicle and your ability to repay. At Swift Title Loans, we assess your vehicle's condition and market value to determine the loan amount you may qualify for. ####

Can I get a title loan in Cape Coral if I have bad credit?

Yes, you can still qualify for a title loan even with bad credit. Title loans are secured by your vehicle, so lenders like Swift Title Loans focus more on the car's value rather than your credit history. This makes title loans a viable option for those needing emergency funds. ####

Where can I get a title loan in Cape Coral?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. Our application process is simple and efficient, allowing you to start from the comfort of your own home. Additionally, local lenders can be found along major streets like Del Prado Blvd and Cape Coral Pkwy. Remember to choose a licensed lender who complies with Florida state regulations. ####

What documents do I need to provide for my title loan?

When applying for a title loan in Cape Coral, you will typically need to present the following documents:
  1. Your vehicle title.
  2. A valid driver’s license or state ID.
  3. Proof of income (e.g., recent pay stubs or bank statements).
  4. Proof of residence (e.g., utility bill or lease agreement).
  5. Photos of your vehicle.
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How quickly can I receive funds from a title loan in Cape Coral?

Swift Title Loans offers quick funding, often within the same day or as fast as a few hours after


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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