How To Pay

At Swift Title Loans, we offer several convenient payment options to ensure your loan repayment process is as smooth as possible.

Choose The Method That Works Best For You:

Additional Information

When Payments Start

Your first payment is due thirty days after you sign. After that, payments are equal and monthly on the same date each month. The exact amount and dates are in your loan agreement.

Paying Early

There is no prepayment penalty. You can pay extra or clear the loan early at any time, and doing so lowers the total interest you owe.

If You Are Going To Be Late

Call us before your due date, not after. We would rather rework a payment than charge you for missing one, and we may be able to arrange something.

A title loan is secured against your vehicle. If payments stop, the vehicle can be repossessed. That is the reason calling early matters, and we would rather say it plainly than let you find out later.

When The Loan Is Paid Off

Your final payment brings the balance to zero. We allow that payment to clear, which takes about seven to ten business days.

We then release the lien electronically through your state’s Electronic Lien and Title system. The DMV updates its record from lien active to lien satisfied and either mails you a clean title or tells you how to request one.

Need Help?

For any questions or further assistance, please contact our customer service team. We’re here to help you through every step of your loan repayment process.

Questions about a payment? Call us and we will sort it out.