Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Title Loans in Indianapolis, 46220

How It Works in Indianapolis, IN

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Indiana: Regulations & Key Details

In Indiana, title loans are regulated to provide consumers with safe lending options. Borrowers can access quick cash by using their vehicle title as collateral, which can be especially beneficial for those with poor credit. The following table outlines the key details regarding title loans in Indiana:

Loan Amount Range (Min-Max) $1,500 - $10,000
Fees & APR % Fees vary; APR can be up to 36%
Repayment Terms Typically 30 days; may offer extensions
Unique State Law Conditions Must be licensed by the state; no rollover loans allowed

Under Indiana law, lenders like Swift Title Loans must operate transparently, providing all fees and terms upfront. To ensure compliance and protect your rights, always choose licensed lenders who adhere to Indiana regulations. You can easily apply online with Swift Title Loans for a fast, no-obligation estimate. Whether you're in Indianapolis, Fort Wayne, or Evansville, we are here to help you access the funds you need quickly and legally.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Indianapolis, IN

Address

1035 E 54th St a, Indianapolis, IN, 46220

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Indianapolis, IN

Here's a real example of a funded title loan from our branch:

2015 Nissan Frontier

2017 Chevrolet Spark

Loan Term24 month36 month
Estimated Vehicle Value$15000$9000
Loan Amount$4102$5929
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$309.44$438.18
Monthly Interest5.426.67
APR65.00%80.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for title loans in Indianapolis?

To qualify for a title loan in Indianapolis, borrowers generally need to meet the following criteria:
  1. Be at least 18 years old.
  2. Own a vehicle with a clear title in your name.
  3. Provide a valid government-issued ID.
  4. Have proof of income (this can include pay stubs, bank statements, or other income verification).
  5. Have a permanent address in Indiana.
Applying with Swift Title Loans makes it easy to check your eligibility!

How much can I borrow with a title loan in Indiana?

In Indiana, title loans typically allow you to borrow between $500 and $5,000, depending on the value of your vehicle and your ability to repay the loan. At Swift Title Loans, we offer personalized loan amounts based on your specific situation.

What types of vehicles can I use for a title loan in Indianapolis?

Most vehicles can be used as collateral for title loans, including cars, trucks, motorcycles, and even some recreational vehicles. Your vehicle must be in good condition, and its title should be clear (no liens). To find out if your vehicle qualifies, apply online with Swift Title Loans for a quick estimate.

Are title loans in Indianapolis bad for my credit?

Title loans can be a viable solution for those with bad credit, as they are secured against your vehicle. While borrowing from Swift Title Loans won't necessarily improve your credit score, it won't harm it either, provided you repay the loan responsibly. We recommend understanding your repayment options before proceeding.

Where can I get a title loan in Indianapolis?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. We serve the entire Indianapolis area, including neighborhoods like Broad Ripple and Fountain Square. Always choose a licensed lender who complies with Indiana state regulations to ensure your loan is handled legally and ethically.

What documents do I need to apply for a title loan?

When applying for a title loan, you will typically need to provide the following documents:
  • Clear title of your vehicle.
  • Government-issued photo


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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