Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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01

Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Elkhart, 46516

How It Works in Elkhart, IN

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Indiana: Regulations & Key Details

In Indiana, title loans are regulated to provide consumers with safe lending options. Borrowers can access quick cash by using their vehicle title as collateral, which can be especially beneficial for those with poor credit. The following table outlines the key details regarding title loans in Indiana:

Loan Amount Range (Min-Max) $1,500 - $10,000
Fees & APR % Fees vary; APR can be up to 36%
Repayment Terms Typically 30 days; may offer extensions
Unique State Law Conditions Must be licensed by the state; no rollover loans allowed

Under Indiana law, lenders like Swift Title Loans must operate transparently, providing all fees and terms upfront. To ensure compliance and protect your rights, always choose licensed lenders who adhere to Indiana regulations. You can easily apply online with Swift Title Loans for a fast, no-obligation estimate. Whether you're in Indianapolis, Fort Wayne, or Evansville, we are here to help you access the funds you need quickly and legally.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Elkhart, IN

Address

124 Easy Shopping Pl #3, Elkhart, IN, 46516

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Elkhart, IN

Here's a real example of a funded title loan from our branch:

2018 Honda CR-V

2020 Kia Sportage

Loan Term24 month36 month
Estimated Vehicle Value$25000$27000
Loan Amount$2623$3766
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$190.09$227.60
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Who can qualify for a title loan in Elkhart?

In Elkhart, Indiana, individuals who own a vehicle free and clear of major liens can typically qualify for a title loan. Even if you have bad credit, as long as your vehicle has a clear title, you can apply. Lenders will evaluate your vehicle's value and your ability to repay the loan. ---

What documents do I need to apply for a title loan in Elkhart?

To apply for a title loan with Swift Title Loans in Elkhart, you will generally need the following documents:
  1. Your vehicle's title
  2. A valid government-issued photo ID (e.g., driver's license or passport)
  3. Proof of income (pay stubs, bank statements, etc.)
  4. Proof of residency (utility bill, lease agreement, etc.)
  5. Photographs of your vehicle (may be required)
Make sure all documents are up-to-date to expedite your application. ---

What are the interest rates for title loans in Elkhart?

Interest rates for title loans can vary based on the lender and your specific situation. In Indiana, title loan rates are regulated, but they may range from 20% to 30% or more. It's vital to review the terms with Swift Title Loans and ensure you understand your repayment responsibilities. ---

How much money can I get from a title loan in Elkhart?

The amount you can borrow through a title loan in Elkhart typically depends on the value of your vehicle. Most lenders, including Swift Title Loans, may provide loans ranging from $1,000 to $5,000. For a more accurate estimate, apply online for a fast, no-obligation quote. ---

Where can I get a title loan in Elkhart?

You can apply for a title loan online with Swift Title Loans for a fast, no-obligation estimate. Additionally, there are several local lenders located in the Elkhart area, particularly near major streets like South Main Street and West Lincoln Avenue. Ensure you choose a licensed lender to comply with Indiana regulations. ---


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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