Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Home Owensboro

Title Loans in Owensboro, 42301

How It Works in Owensboro, KY

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Kentucky: Regulations & Key Details

If you're in need of emergency funds, title loans in Kentucky offer a viable option, especially for those with bad credit. Here are the important regulations and specifics you should know:

Key Loan Details Details
Loan Amount Range $2,500 - $25,000
Fees & APR Fees vary, with an APR typically ranging from 24% to 300%, depending on the lender and loan terms.
Repayment Terms Generally between 30 days and 24 months.
Unique State Law Conditions Borrowers must be at least 18 years old and lenders must be licensed to operate in Kentucky, as per the Kentucky Revised Statutes.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender who complies with Kentucky law to ensure you are protected. If you're located in cities like Louisville, Lexington, or Bowling Green, help is readily available!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Owensboro, KY

Address

2512 Frederica St a, Owensboro, KY, 42301

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Owensboro, KY

Here's a real example of a funded title loan from our branch:

2015 Subaru Outback

2022 Ford Expedition

Loan Term24 month36 month
Estimated Vehicle Value$22000$55000
Loan Amount$4939$2703
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$372.58$163.35
Monthly Interest5.425.00
APR65.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the maximum loan amounts for title loans in Owensboro, Kentucky?

In Kentucky, the maximum title loan amount is generally based on the value of your vehicle. At Swift Title Loans, we can provide loans up to $2,500, depending on the condition and value of your vehicle.

Will my bad credit affect my ability to get a title loan in Owensboro?

No, your credit history does not play a significant role in qualifying for a title loan. At Swift Title Loans, we focus more on the value of your vehicle rather than your credit score. If you own a vehicle with a clear title, you can still qualify for a loan, even with bad credit.

What documents do I need to provide to apply for a title loan?

When applying for a title loan in Owensboro, you typically need to submit the following documents:
  1. Your vehicle title in your name
  2. A government-issued ID (driver's license or passport)
  3. Proof of income (pay stub, bank statement, etc.)
  4. Proof of residence (utility bill, lease agreement, etc.)
  5. Vehicle registration
These documents help us assess your application and determine your eligibility for a loan.

How quickly can I get my funds after applying for a title loan in Owensboro?

At Swift Title Loans, once your application is approved and all necessary documents are submitted, you could receive your funds the same day. We strive to ensure the process is as fast and efficient as possible to meet your emergency funding needs.

Are there any fees associated with title loans in Owensboro?

Yes, like most loans, title loans may come with associated fees. It’s essential to read your loan agreement carefully to understand any potential fees, such as origination or late fees. At Swift Title Loans, we aim to be transparent about all costs involved.

Where can I get a title loan in Owensboro?

You can apply for a title loan online with Swift Title Loans for a fast, no-obligation estimate. Alternatively, you can find licensed lenders in major areas such as


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

August 28, 2024

How Do No Credit Check Title Loans Work?

Do you need quick cash but worry about your credit score? Our no-credit-check auto title loans offer a hassle-free solution

Less than 1 min read

Title Loans in Modesto

June 18, 2023

Get Your Cash Now: How to Get a Title Loan

Imagine unlocking the hidden value in your car to get the cash you need right now. No, we’re not talking

Less than 1 min read

Title Loans in Modesto

May 20, 2013

How Do Title Loans Work?

Car title loans offer access to fast cash while using your car as collateral. Knowing how title loans work increases

Less than 1 min read

Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security