Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Home Ann Arbor

Title Loans in Ann Arbor, 48104

How It Works in Ann Arbor, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Ann Arbor, MI

Address

313 Maynard St #7, Ann Arbor, MI, 48104

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Ann Arbor, MI

Here's a real example of a funded title loan from our branch:

2017 Honda Odyssey

2019 Chevrolet Trax

Loan Term24 month36 month
Estimated Vehicle Value$24000$20000
Loan Amount$3145$3168
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$227.92$191.46
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the maximum amount I can borrow with a title loan in Ann Arbor?

In Michigan, the maximum amount you can borrow with a title loan varies depending on the value of your vehicle. Generally, you can borrow up to 50% of your vehicle's equity. At Swift Title Loans, we evaluate the make, model, year, and condition of your car to determine the loan amount. For more specific details, contact us for a personalized quote! ####

Can I apply for a title loan in Ann Arbor if I have bad credit?

Yes! At Swift Title Loans, we specialize in providing title loans to individuals with bad credit. Unlike traditional loans, title loans are secured by your vehicle, making it easier for you to qualify regardless of your credit history. If you’re in need of immediate funds, don’t hesitate to apply online for a fast, no-obligation estimate. ####

What documents do I need to provide to get a title loan in Ann Arbor?

To apply for a title loan, you typically need to present the following documents:
  1. Your vehicle title, which should be free of liens.
  2. A valid government-issued ID (like a driver’s license).
  3. Proof of income (pay stubs, bank statements, etc.).
  4. Proof of residence (utility bill or lease agreement).
  5. Physical inspection of the vehicle may be necessary.
Having these documents ready will streamline your application process with Swift Title Loans. ####

How quickly can I receive my title loan funds in Ann Arbor?

At Swift Title Loans, we understand that time is of the essence when you're in need of funds. Once your application is approved, you can typically receive your money the same day or within 24 hours. Apply online for quick processing and see how fast you can get the cash you need! ####

Are there any title loan regulations specific to Michigan that I should know about?

Yes, Michigan has specific regulations for title loans. Lenders are required to be licensed and must adhere to loan limits and interest rate caps. It’s important to ensure you’re working with a licensed lender. At Swift Title Loans, we comply with all state laws to provide you with a secure and fair borrowing experience. #### Q


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

August 28, 2024

How Do No Credit Check Title Loans Work?

Do you need quick cash but worry about your credit score? Our no-credit-check auto title loans offer a hassle-free solution

Less than 1 min read

Title Loans in Modesto

June 18, 2023

Get Your Cash Now: How to Get a Title Loan

Imagine unlocking the hidden value in your car to get the cash you need right now. No, we’re not talking

Less than 1 min read

Title Loans in Modesto

May 20, 2013

How Do Title Loans Work?

Car title loans offer access to fast cash while using your car as collateral. Knowing how title loans work increases

Less than 1 min read

Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security