Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Flint, 48502

How It Works in Flint, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Flint, MI

Address

557 Saginaw St #4, Flint, MI, 48502

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Flint, MI

Here's a real example of a funded title loan from our branch:

2023 Chevrolet Malibu

2015 Subaru Crosstrek

Loan Term24 month36 month
Estimated Vehicle Value$25000$17000
Loan Amount$4006$5889
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$290.32$394.81
Monthly Interest5.005.83
APR60.00%70.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

## Frequently Asked Questions About Title Loans in Flint, Michigan ### Q1: What are the eligibility requirements for a title loan in Flint, Michigan?

To qualify for a title loan in Flint, you typically need to meet a few basic requirements: - You must be at least 18 years old. - You must own a vehicle that is free of any liens. - You should have a steady source of income, whether it’s from a job, benefits, or other means. - You will need to provide proof of insurance for your vehicle. ### Q2: How much money can I borrow with a title loan in Flint?

## Frequently Asked Questions About Title Loans in Flint, Michigan ### Q1: What are the eligibility requirements for a title loan in Flint, Michigan?

In Michigan, you can borrow between $2,500 to $15,000 based on the value of your vehicle. The exact amount you qualify for will depend on multiple factors, including your car's condition, age, and market value. Swift Title Loans can provide you with a fast, no-obligation estimate tailored to your situation. ### Q3: What documents do I need to apply for a title loan in Flint?

## Frequently Asked Questions About Title Loans in Flint, Michigan ### Q1: What are the eligibility requirements for a title loan in Flint, Michigan?

When applying for a title loan, you generally need to provide the following documents:
  1. Your vehicle's title
  2. A valid government-issued ID (like a driver's license)
  3. Proof of income (pay stubs, bank statements)
  4. Proof of residency (utility bills or lease agreements)
  5. Proof of insurance for the vehicle
Making sure you have these documents ready can expedite your application process. ### Q4: What happens if I can’t repay my title loan in Flint?

## Frequently Asked Questions About Title Loans in Flint, Michigan ### Q1: What are the eligibility requirements for a title loan in Flint, Michigan?

If you are unable to repay your title loan, you may face the repossession of your vehicle, as it serves as collateral for the loan. However, many lenders, including Swift Title Loans, offer flexible repayment options and assistance programs. It's always best to communicate with your lender to explore possible solutions before falling behind on payments. ### Q5: Can I still get a title loan if I have bad credit?

## Frequently Asked Questions About Title Loans in Flint, Michigan ### Q1: What are the eligibility requirements for a title loan in Flint, Michigan?

Yes! Title loans are based on the equity in your vehicle rather than your credit score. This makes them a viable option for individuals with bad credit looking for emergency funds. Swift Title Loans specializes in helping those with less-than-perfect credit find the financial support they need quickly. ### Q6: Where can I get a title loan in Flint?

## Frequently Asked Questions About Title Loans in Flint, Michigan ### Q1: What are the eligibility requirements for a title loan in Flint, Michigan?

You can apply


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How much can I borrow?

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