Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Kalamazoo, 49008

How It Works in Kalamazoo, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Kalamazoo, MI

Address

3114 S Westnedge Ave b, Kalamazoo, MI, 49008

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Kalamazoo, MI

Here's a real example of a funded title loan from our branch:

2022 Mazda3

2019 Hyundai Venue

Loan Term24 month36 month
Estimated Vehicle Value$22000$18000
Loan Amount$2646$4290
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$191.76$273.29
Monthly Interest5.005.42
APR60.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the requirements to qualify for a title loan in Kalamazoo?

To qualify for a title loan in Kalamazoo, you typically need to meet the following criteria: - Be at least 18 years old - Own a vehicle outright (no liens) - Provide a government-issued ID - Provide proof of income or ability to repay the loan Make sure to check with Swift Title Loans for specific requirements. ####

How much can I borrow with a title loan in Kalamazoo?

In Michigan, title loans allow you to borrow up to 50% of your vehicle's value. The exact amount will depend on your vehicle's condition and market value. Swift Title Loans can provide you with a fast, personalized estimate when you apply online. ####

What documents do I need to provide to get a title loan?

To secure a title loan, you must present several documents, including:
  1. Title of the vehicle (must be clear of liens)
  2. Government-issued photo ID
  3. Proof of residence (like a utility bill)
  4. Proof of income (pay stubs, bank statements, etc.)
  5. Insurance verification for the vehicle
Ensure that all documents are current and valid. ####

Are there any fees or charges associated with title loans in Kalamazoo?

Yes, title loans may come with certain fees, such as origination fees or late payment fees. Michigan law requires lenders to disclose all fees before you take out a loan. At Swift Title Loans, we ensure transparency about any fees during the application process. ####

What happens if I can’t repay my title loan on time?

If you are unable to repay your title loan on time, it’s crucial to communicate with Swift Title Loans immediately. We may offer options such as payment plans or extensions, but failing to repay could result in repossession of your vehicle. Always discuss your situation with us to explore possible solutions. ####

Where can I get a title loan in Kalamazoo?

You can easily apply for a title loan online with Swift Title Loans for a fast, no-obligation estimate. While we are located online, physical lenders may also be found along major streets like West Michigan Avenue and Sprinkle Road. Always choose a licensed lender that adheres to


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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