Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Sterling Heights, 48313

How It Works in Sterling Heights, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Sterling Heights, MI

Address

40204 Van Dyke Ave d1, Sterling Heights, MI, 48313

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Sterling Heights, MI

Here's a real example of a funded title loan from our branch:

2017 Ford Bronco

2021 Honda Fit

Loan Term24 month36 month
Estimated Vehicle Value$35000$20000
Loan Amount$2612$5031
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$189.29$320.50
Monthly Interest5.005.42
APR60.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Frequently Asked Questions About Title Loans in Sterling Heights, Michigan #### Q1: What are the eligibility requirements for a title loan in Sterling Heights, MI?

To qualify for a title loan in Sterling Heights, you typically need to meet the following requirements: - Be at least 18 years old - Own a vehicle with a clear title - Provide proof of income or ability to repay the loan - Provide a valid government-issued ID While bad credit won't disqualify you, it's crucial to demonstrate that you can repay the loan. At Swift Title Loans, we can work with you to find a suitable solution. #### Q2: How much can I borrow with a title loan in Sterling Heights?

### Frequently Asked Questions About Title Loans in Sterling Heights, Michigan #### Q1: What are the eligibility requirements for a title loan in Sterling Heights, MI?

In Michigan, you can borrow up to $2,500 against your vehicle's title. The exact amount will depend on the value of your vehicle and your repayment ability. At Swift Title Loans, we offer competitive rates and flexible terms to help you secure the funds you need. #### Q3: What documents do I need to apply for a title loan?

### Frequently Asked Questions About Title Loans in Sterling Heights, Michigan #### Q1: What are the eligibility requirements for a title loan in Sterling Heights, MI?

When applying for a title loan with Swift Title Loans, you will need to submit the following documents:
  1. Clear title of your vehicle
  2. Government-issued ID (e.g., driver’s license)
  3. Proof of income (e.g., pay stub, bank statement)
  4. Proof of residence (e.g., utility bill)
  5. Vehicle registration
Having these ready can speed up your application process. #### Q4: How quickly can I receive funds from a title loan in Sterling Heights?

### Frequently Asked Questions About Title Loans in Sterling Heights, Michigan #### Q1: What are the eligibility requirements for a title loan in Sterling Heights, MI?

Swift Title Loans often provides same-day funding. After your application is approved, you can receive your cash in as little as one hour. Apply online today for a fast, no-obligation estimate! #### Q5: Are title loans safe and regulated in Michigan?

### Frequently Asked Questions About Title Loans in Sterling Heights, Michigan #### Q1: What are the eligibility requirements for a title loan in Sterling Heights, MI?

Yes, title loans in Michigan are regulated by state law. Lenders must be licensed and adhere to specific guidelines to protect borrowers. At Swift Title Loans, we are fully compliant with Michigan's regulations, ensuring a safe and transparent borrowing experience. #### Q6: Can I still get a title loan if I have bad credit?

### Frequently Asked Questions About Title Loans in Sterling Heights, Michigan #### Q1: What are the eligibility requirements for a title loan in Sterling Heights, MI?

Yes, you can still qualify for a title loan even with bad credit. Title loans are secured loans, meaning your vehicle serves as collateral. This often allows lenders, like Swift


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

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