Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Home Saginaw

Title Loans in Saginaw, 48602

How It Works in Saginaw, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Saginaw, MI

Address

114 S Michigan Ave #302, Saginaw, MI, 48602

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Saginaw, MI

Here's a real example of a funded title loan from our branch:

2021 Ford F-Series

2022 Hyundai Veloster

Loan Term24 month36 month
Estimated Vehicle Value$40000$28000
Loan Amount$4874$3378
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$353.22$204.15
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for a title loan in Saginaw?

To be eligible for a title loan in Saginaw, Michigan, you typically need to meet the following criteria: - Be at least 18 years old. - Own a vehicle with a clear title (no liens). - Provide valid identification (such as a driver’s license). - Demonstrate a stable income or ability to repay the loan.

What documents do I need to apply for a title loan with Swift Title Loans?

When applying for a title loan, you'll need to provide several documents, which may include:
  1. Your vehicle title.
  2. A valid state-issued ID or driver’s license.
  3. Proof of income, such as pay stubs or bank statements.
  4. Proof of residence, like a utility bill or lease agreement.
  5. A set of keys for the vehicle.
Be sure to have these documents ready to expedite your application process.

How much can I borrow with a title loan in Saginaw?

In Michigan, the amount you can borrow with a title loan depends on the value of your vehicle. Typically, you can receive anywhere from $100 to several thousand dollars, with maximum loan amounts often capped at around 50% of your vehicle's market value. Swift Title Loans can provide you with a no-obligation estimate when you apply.

How long does it take to get approved for a title loan in Saginaw?

Swift Title Loans strives to make the approval process quick and efficient. Most applicants can receive approval within hours, and funds can be available on the same day. You could even complete your application online and get a fast estimate!

Are title loans in Saginaw, Michigan, suitable for borrowers with bad credit?

Yes, title loans are often a viable option for those with bad credit. Since they are secured by your vehicle, lenders may be more willing to consider your application despite credit history. Swift Title Loans specializes in helping individuals with less-than-perfect credit find solutions.

Where can I get a title loan in Saginaw?

You can easily apply for a title loan online with Swift Title Loans for


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

August 28, 2024

How Do No Credit Check Title Loans Work?

Do you need quick cash but worry about your credit score? Our no-credit-check auto title loans offer a hassle-free solution

Less than 1 min read

Title Loans in Modesto

June 18, 2023

Get Your Cash Now: How to Get a Title Loan

Imagine unlocking the hidden value in your car to get the cash you need right now. No, we’re not talking

Less than 1 min read

Title Loans in Modesto

May 20, 2013

How Do Title Loans Work?

Car title loans offer access to fast cash while using your car as collateral. Knowing how title loans work increases

Less than 1 min read

Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security