Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Holland, 49423

How It Works in Holland, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Holland, MI

Address

1003 Washington Ave #300, Holland, MI, 49423

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Holland, MI

Here's a real example of a funded title loan from our branch:

2017 Ford Expedition

2023 Chevrolet Spark

Loan Term24 month36 month
Estimated Vehicle Value$30000$15000
Loan Amount$5560$5981
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$402.94$400.98
Monthly Interest5.005.83
APR60.00%70.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for title loans in Holland, Michigan?

To qualify for a title loan in Holland, Michigan, you typically need to meet the following criteria:
  • You must be at least 18 years old.
  • You should have a clear title to your vehicle (no liens).
  • Proof of income or ability to repay the loan.
  • A valid Michigan driver's license or state-issued ID.
Meeting these criteria can help you secure a title loan quickly. ---

How much can I borrow with a title loan in Holland?

In Michigan, title loan amounts can vary widely but are usually between 25% and 50% of your vehicle's value. At Swift Title Loans, we offer competitive rates and can provide a fast, no-obligation estimate based on your vehicle’s equity. ---

How long does the approval process typically take for a title loan in Holland?

The approval process for a title loan at Swift Title Loans can be very quick. Many borrowers receive approval within minutes of applying online, and funds can often be disbursed on the same day. ---

What documents will I need to apply for a title loan in Holland?

To apply for a title loan, you’ll need the following documents:
  • Your vehicle’s title.
  • A valid form of identification (e.g., driver's license or state ID).
  • Proof of income (pay stubs, bank statements, etc.).
  • Proof of residence (utility bill or lease agreement).
  • Photos of your vehicle (if required).
Having these documents ready can help expedite the process. ---

Can I get a title loan in Holland if I have bad credit?

Yes! Swift Title Loans specializes in working with borrowers who may have bad credit. Title loans are often based on the value of your vehicle rather than your credit history, making it easier for you to secure the funds you need in an emergency. ---

What is the interest rate for title loans in Michigan?

In Michigan, the maximum interest rate for


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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