Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Detroit, 48209

How It Works in Detroit, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Detroit, MI

Address

1314 Springwells St #200, Detroit, MI, 48209

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Detroit, MI

Here's a real example of a funded title loan from our branch:

2023 Chevrolet Spark

2020 Ford EcoSport

Loan Term24 month36 month
Estimated Vehicle Value$15000$21000
Loan Amount$4723$4080
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$370.55$246.57
Monthly Interest5.835.00
APR70.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for a title loan in Detroit?

To qualify for a title loan in Detroit, you generally need to meet the following criteria:
  • Be at least 18 years old
  • Own a vehicle with a clear title
  • Provide valid identification
  • Demonstrate the ability to repay the loan
  • Meet any additional requirements from the lender
At Swift Title Loans, we specialize in helping those with bad credit obtain the funds they need. ---

How much can I borrow with a title loan in Detroit?

In Michigan, title loan amounts typically range from $2,500 to $5,000 or more, depending on the value of your vehicle. Swift Title Loans can evaluate your car's worth to provide you with the best estimate tailored to your needs. ---

What happens if I can’t repay my title loan in Detroit?

If you cannot repay your title loan, you may risk losing your vehicle. However, we encourage open communication. Contact Swift Title Loans to discuss possible options, such as restructuring the payment plan or exploring other financial assistance available to you. ---

Do I need to have good credit to qualify for a title loan in Detroit?

No, having bad credit will not automatically disqualify you from obtaining a title loan in Detroit. At Swift Title Loans, we focus more on the value of your vehicle and your ability to make repayments than your credit history. We cater to individuals seeking urgent funds regardless of their credit situation. ---

Where can I get a title loan in Detroit?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. We are committed to helping you get the funds you need efficiently. While there are lenders in various locations throughout the city, including areas near major streets like Woodward Avenue and Gratiot Avenue, always choose a licensed lender that complies with Michigan state laws. ---

What documents do I need to apply for a title loan in Detroit?

To apply for a title loan in Detroit, you'll need to provide several important documents, including:
  1. Your vehicle title


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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