Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

03

Repay loan and get title back

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Title Loans in Middletown, 45005

How It Works in Middletown, OH

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Ohio: Regulations & Key Details

In Ohio, title loans are regulated to protect consumers while providing accessible funds. Borrowers with bad credit can turn to Swift Title Loans for quick assistance when funds are urgently needed. It's critical to choose a licensed lender that complies with state laws.

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $5,000 Up to 28% 30 days, with potential extensions available Maximum fee cannot exceed 10% of the loan amount in Ohio

Understanding these regulations helps you make informed decisions. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always refer to resources like the Ohio Department of Commerce for detailed information on consumer protections regarding title loans.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Middletown, OH

Address

3435 Pendleton Cir #2, Middletown, OH, 45005

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Middletown, OH

Here's a real example of a funded title loan from our branch:

Помилка API. Код: 401

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for title loans in Middletown?

To qualify for a title loan in Middletown, Ohio, you generally need to meet the following criteria: - Be at least 18 years old. - Own a vehicle with a clear title. - Provide proof of income or ability to repay the loan. - Have a valid Ohio driver's license or state ID. Keep in mind that individual lenders, like Swift Title Loans, may have specific requirements, so it's best to inquire directly. ---

How much can I borrow with a title loan in Middletown?

In Middletown, Ohio, title loan amounts typically range from $1,000 to $25,000 depending on the value of your vehicle. The exact amount will depend on your vehicle’s condition, market value, and your ability to repay the loan. Swift Title Loans offers competitive rates and can provide you with a personalized quote based on your vehicle. ---

Is my credit score a factor when applying for a title loan?

Title loans are often more accessible to individuals with poor credit since they are secured by the value of your vehicle. Many lenders, including Swift Title Loans, focus more on your vehicle's equity rather than your credit score. It’s important to apply to understand your options regardless of your credit history. ---

What documents do I need to apply for a title loan in Middletown?

When applying for a title loan at Swift Title Loans, you will typically need to provide the following documents:
  1. Your vehicle's title in your name.
  2. A valid government-issued ID (Ohio driver's license or state ID).
  3. Proof of income (pay stubs, bank statements, or employment letter).
  4. Proof of residence (utility bill or lease agreement).
  5. Insurance information for the vehicle.
Having these documents ready can speed up the application process. ---

Where can I get a title loan in Middletown?

You can get a title loan in Middletown by applying online with Swift Title Loans for a fast, no-obligation estimate. We offer a convenient online process to help you access the funds you need quickly. Major areas in Middlet


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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