Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Lorain, 44053

How It Works in Lorain, OH

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Ohio: Regulations & Key Details

In Ohio, title loans are regulated to protect consumers while providing accessible funds. Borrowers with bad credit can turn to Swift Title Loans for quick assistance when funds are urgently needed. It's critical to choose a licensed lender that complies with state laws.

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $5,000 Up to 28% 30 days, with potential extensions available Maximum fee cannot exceed 10% of the loan amount in Ohio

Understanding these regulations helps you make informed decisions. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always refer to resources like the Ohio Department of Commerce for detailed information on consumer protections regarding title loans.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Lorain, OH

Address

3725 Oberlin Ave #3, Lorain, OH, 44053

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Lorain, OH

Here's a real example of a funded title loan from our branch:

Помилка API. Код: 401

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the maximum loan amount I can receive with a title loan in Lorain?

In Lorain, Ohio, the maximum loan amount you can secure with a vehicle title loan typically ranges from $1,000 to $50,000, depending on the vehicle’s value. Factors such as the vehicle's make, model, age, and condition will play a significant role in determining the exact amount you can borrow. For personalized options tailored to your vehicle and situation, apply online with Swift Title Loans. ---

Are title loans in Lorain available to those with bad credit?

Yes, title loans in Lorain are available to borrowers with bad credit. Since title loans are secured by your vehicle, lenders often focus more on the value of the collateral than on credit history. At Swift Title Loans, we specialize in helping individuals with less-than-perfect credit secure the funds they need quickly. ---

What documents do I need to provide to apply for a title loan in Lorain?

To apply for a title loan in Lorain, you will typically need to provide the following documents:
  1. Your vehicle title (must be in your name and free of liens)
  2. A valid government-issued photo ID (such as a driver's license or passport)
  3. Proof of income (such as recent pay stubs or bank statements)
  4. Proof of residence (like a utility bill or lease)
  5. Photos of the vehicle (to assess its condition)
These documents help streamline the application process at Swift Title Loans, allowing for a quicker approval time. ---

How long does it take to get approved for a title loan in Lorain?

The approval process for a title loan in Lorain can be remarkably quick. Many applicants receive approval within minutes of applying online with Swift Title Loans. Once approved, you can typically access your funds the same day, making it an excellent option for emergency needs. ---

What are the interest rates on title loans in Lorain?

Interest rates on title loans in Lorain can vary based on several factors, including the lender and your loan terms. In Ohio, diverse lenders may set different rates, but they can be higher than traditional loans


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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