Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Johnson City, 37604

How It Works in Johnson City, TN

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Tennessee: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$50 - $25,000 Up to 24% per month Typically 30 days; extendable Must be registered with the Tennessee Department of Financial Institutions

Tennessee law allows borrowers to secure title loans ranging from $50 to $25,000, providing a flexible solution for those in urgent need of cash. Lenders may charge fees of up to 24% per month, emphasizing the importance of understanding the total cost of borrowing. Repayment terms usually span 30 days, with options to extend if needed.

It's crucial to choose a licensed lender who adheres to Tennessee regulations outlined by the [Tennessee Department of Financial Institutions](https://www.tn.gov/finance/consumer-protection/information-for-consumers/consumer-resources.html). Swift Title Loans offers an easy online application process for a fast, no-obligation estimate to get you the funds you need quickly, especially if you’re dealing with credit challenges.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Johnson City, TN

Address

206 E Main St #500, Johnson City, TN, 37604

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Johnson City, TN

Here's a real example of a funded title loan from our branch:

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Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Title Loans FAQ for Johnson City, Tennessee Q1: What is the maximum amount I can borrow with a title loan in Johnson City?

In Tennessee, the maximum amount you can borrow via a title loan is typically between $500 and $10,000, depending on the value of your vehicle and lender policies. At Swift Title Loans, we assess your vehicle's title and equity to offer you a competitive loan amount tailored to your needs. --- Q2: Can I qualify for a title loan in Johnson City with bad credit?

### Title Loans FAQ for Johnson City, Tennessee Q1: What is the maximum amount I can borrow with a title loan in Johnson City?

Yes! One of the advantages of title loans is that your credit history is not the primary factor for approval. At Swift Title Loans, we focus more on the value of your vehicle and its title. Even if you have bad credit, you can still qualify for a loan to meet your emergency financial needs. --- Q3: Where can I get a title loan in Johnson City?

### Title Loans FAQ for Johnson City, Tennessee Q1: What is the maximum amount I can borrow with a title loan in Johnson City?

You can apply for a title loan conveniently online with Swift Title Loans for a fast, no-obligation estimate. We provide a streamlined application process to save you time. For those who prefer face-to-face interaction, local lenders may be found along West Walnut Street and near downtown Johnson City. Remember to choose a licensed lender that complies with Tennessee state regulations. --- Q4: What documents do I need to apply for a title loan in Johnson City?

### Title Loans FAQ for Johnson City, Tennessee Q1: What is the maximum amount I can borrow with a title loan in Johnson City?

To apply for a title loan, you will typically need to provide the following documents:
  1. A clear title for your vehicle in your name.
  2. A valid government-issued ID (e.g., driver's license).
  3. Proof of income (e.g., pay stubs, bank statements).
  4. Proof of residence (e.g., utility bill).
  5. Insurance information for the vehicle.
Make sure you have these documents ready to speed up the application process! --- Q5: How quickly can I get the funds from my title loan?

### Title Loans FAQ for Johnson City, Tennessee Q1: What is the maximum amount I can borrow with a title loan in Johnson City?

At Swift Title Loans, once your application is approved and you finalize the paperwork, you can receive your funds as quickly as the same day! Our fast approval process is designed to help you tackle your financial emergency without delay. --- Q6: Are there any hidden fees associated with title loans


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

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