Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Garland, 75041

How It Works in Garland, TX

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Garland, TX

Address

3033 S First St #404, Garland, TX, 75041

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Garland, TX

Here's a real example of a funded title loan from our branch:

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Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for a title loan in Garland?

To qualify for a title loan in Garland, Texas, you typically need to meet the following criteria: - You must be at least 18 years old. - You must own a vehicle that is free of major liens. - Your vehicle's title should be in your name. - You need to provide proof of income. - A valid government-issued ID or driver's license is required. At Swift Title Loans, we strive to accommodate borrowers with less-than-perfect credit histories, so don’t hesitate to apply! ---

How much can I borrow with a title loan in Garland?

In Texas, title loans can range from $2,500 to $15,000, depending on the value of your vehicle and its equity. Swift Title Loans offers competitive rates and personalized amounts based on your specific financial situation, making it easy to get the funds you need quickly. ---

Where can I get a title loan in Garland?

You can apply online with Swift Title Loans for a fast, no-obligation estimate! Our easy online application process allows you to get started right from your home. There are also physical locations near major streets such as Walnut Street and Hwy 78, but be sure to choose a licensed lender that complies with Texas regulations. ---

What documents do I need to obtain a title loan in Garland?

When applying for a title loan with Swift Title Loans in Garland, you’ll need to provide the following documents:
  • Your vehicle title
  • A government-issued ID (e.g., Texas driver’s license)
  • Proof of income (e.g., pay stubs or bank statements)
  • Proof of residence (e.g., utility bill)
  • Vehicle registration information
Having these documents ready can help speed up the application process! ---

Are there any fees associated with title loans in Texas?

Yes, title loans in Texas may involve fees, including the loan origination fee, document preparation fees, and potentially late fees if payments are missed. It's crucial to read the loan agreement thoroughly with Swift Title Loans, where we explain all applicable


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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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