Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

03

Repay loan and get title back

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Title Loans in Killeen, 76541

How It Works in Killeen, TX

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Killeen, TX

Address

1916 E Veterans Memorial Blvd #3, Killeen, TX, 76541

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Killeen, TX

Here's a real example of a funded title loan from our branch:

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Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the requirements for getting a title loan in Killeen?

To qualify for a title loan in Killeen, you typically need to meet the following requirements:
  1. Be at least 18 years old.
  2. Own a vehicle that is paid off or has substantial equity.
  3. Provide proof of income or employment, even if it's from non-traditional sources.
  4. Have a valid government-issued ID (like a driver's license).
  5. Show proof of vehicle insurance.
At Swift Title Loans, we aim to make the process accessible, even for those with bad credit. ---

How much can I borrow with a title loan in Killeen?

In Texas, title loans can provide you with funds ranging from $300 to $10,000, depending on the value of your vehicle. Your loan amount will be determined by a few factors including your vehicle's condition and market value. Swift Title Loans is committed to offering competitive rates and flexible terms tailored to your financial needs. ---

Where can I get a title loan in Killeen?

You can apply for a title loan online with Swift Title Loans for a fast, no-obligation estimate, which simplifies the process. Additionally, look for lenders along major roads like Central Texas Expressway or Fort Hood Street. Ensure you choose a licensed lender in compliance with Texas state laws for your protection. ---

Can I still qualify for a title loan with bad credit in Killeen?

Yes, you can qualify for a title loan with bad credit. Title loans are based on the equity in your vehicle rather than your credit score. At Swift Title Loans, we focus on your vehicle's condition and ownership to determine eligibility, making it easier for you to access emergency funds when you need them. ---

How long does it take to get approved for a title loan in Killeen?

The approval process for a title loan in Killeen is typically quick. You can receive a decision within minutes after submitting your application online. Once approved, the funds can often be disbursed the same day. Swift Title Loans works hard to ensure you have quick access to cash


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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