Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Laredo, 78046

How It Works in Laredo, TX

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Laredo, TX

Address

4162 S Zapata Hwy f, Laredo, TX, 78046

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Laredo, TX

Here's a real example of a funded title loan from our branch:

Помилка API. Код: 401

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Frequently Asked Questions About Title Loans in Laredo, Texas Q1: What are the requirements to qualify for a title loan in Laredo?

To qualify for a title loan in Laredo, you typically need to meet the following requirements:
  • Be at least 18 years old.
  • Own your vehicle outright (no liens).
  • Have a valid government-issued ID.
  • Provide proof of income (e.g., pay stubs, bank statements).
  • Show your vehicle's title, which must be in your name.
Flexibility for borrowers with bad credit makes title loans a viable option for many. --- Q2: How much can I borrow with a title loan in Laredo?

### Frequently Asked Questions About Title Loans in Laredo, Texas Q1: What are the requirements to qualify for a title loan in Laredo?

In Texas, title loans can range from $2,500 up to $10,000, depending on your vehicle's value and your lender's policies. Swift Title Loans offers competitive loan amounts that can help you access emergency funds quickly. --- Q3: What types of vehicles are accepted for title loans in Laredo?

### Frequently Asked Questions About Title Loans in Laredo, Texas Q1: What are the requirements to qualify for a title loan in Laredo?

Most vehicles can be used as collateral for a title loan, including:
  • Cars
  • Trucks
  • Motorcycles
  • Vans
  • SUVs
It's important that the vehicle is in good condition and owned outright for maximum loan amounts. --- Q4: How do I apply for a title loan in Laredo?

### Frequently Asked Questions About Title Loans in Laredo, Texas Q1: What are the requirements to qualify for a title loan in Laredo?

You can apply for a title loan with Swift Title Loans by filling out our online application for a fast, no-obligation estimate. This allows us to assess your eligibility and present you with loan options promptly. Remember, choose a licensed lender that complies with Texas state laws. --- Q5: How long does it take to get my title loan funds in Laredo?

### Frequently Asked Questions About Title Loans in Laredo, Texas Q1: What are the requirements to qualify for a title loan in Laredo?

With Swift Title Loans, you could receive your funds as quickly as the same day after your approval. The process is streamlined to ensure you get emergency funds without unnecessary delays. --- Q6: What if I have bad credit? Can I still get a title loan in Laredo


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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