Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Salt Lake City, 84116

How It Works in Salt Lake City, UT

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Utah: Regulations & Key Details

Understanding the specifics of title loans in Utah can help you make informed financial decisions. Below is a concise overview of regulations and key details that may apply to your situation.

Loan Amount Range (Min-Max) $2,500 - $15,000
Fees & APR % Up to 30% per month
Repayment Terms Typically 30 days, with possible extensions
Unique State Law Conditions Must be licensed by the Utah Department of Financial Institutions

In Utah, title loans are regulated under the Utah Consumer Credit Code. These loans allow you to borrow against the equity in your vehicle, which can be beneficial for those needing quick cash. However, it is essential to select a licensed lender to ensure compliance with state laws. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the funds you need today.

Major cities like Salt Lake City, Provo, and Ogden have numerous licensed lenders ready to assist you. Always ensure that any lender you choose abides by the state regulations to protect yourself financially.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Salt Lake City, UT

Address

232 Admiral Byrd Rd #200, Salt Lake City, UT, 84116

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Salt Lake City, UT

Here's a real example of a funded title loan from our branch:

2015 Jeep Grand Cherokee

2016 Hyundai Venue

Loan Term24 month36 month
Estimated Vehicle Value$25000$19000
Loan Amount$5033$5043
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$379.67$321.26
Monthly Interest5.425.42
APR65.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for a title loan in Salt Lake City, Utah?

To qualify for a title loan in Salt Lake City, you generally need to meet the following criteria: - Be at least 18 years old - Have a clear title to your vehicle - Provide proof of income - Show proof of identity - Have a valid registration for the vehicle Remember, specific requirements may vary, so it’s best to check with Swift Title Loans for detailed information tailored to your situation. ###

How much can I borrow with a title loan in Salt Lake City?

In Utah, you can typically borrow up to 50% of the value of your vehicle. The exact loan amount will depend on your vehicle’s condition, make, model, and market value. Contact Swift Title Loans for a personalized estimate based on your vehicle. ###

Is my credit history important for getting a title loan?

No, title loans are primarily secured by the equity in your vehicle. This means that even if you have bad credit, you can still be eligible for a title loan. Your vehicle’s title typically serves as collateral, providing lenders assurance. ###

Where can I get a title loan in Salt Lake City?

You can apply for a title loan online with Swift Title Loans for a fast, no-obligation estimate. Many title loan lenders are located throughout Salt Lake City, including areas near 2100 South or State Street. Always choose a licensed lender that complies with Utah state laws. ###

What documents do I need to apply for a title loan?

To apply for a title loan in Salt Lake City, prepare the following documents:
  1. A valid government-issued ID
  2. The title to your vehicle (must be free of liens)
  3. Proof of residence (can be a utility bill or lease)
  4. Proof of income (pay stubs or bank statements)
  5. Current vehicle registration
Having these documents ready can expedite your loan application process with Swift Title Loans. ###

What happens if I can’t repay my title loan?

If you’re unable to repay your title loan, it’s important to communicate with your lender as soon as possible. In Utah, lenders may offer options such as


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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