Swift Title Loan

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Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in West Valley City, 84120

How It Works in West Valley City, UT

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Utah: Regulations & Key Details

Understanding the specifics of title loans in Utah can help you make informed financial decisions. Below is a concise overview of regulations and key details that may apply to your situation.

Loan Amount Range (Min-Max) $2,500 - $15,000
Fees & APR % Up to 30% per month
Repayment Terms Typically 30 days, with possible extensions
Unique State Law Conditions Must be licensed by the Utah Department of Financial Institutions

In Utah, title loans are regulated under the Utah Consumer Credit Code. These loans allow you to borrow against the equity in your vehicle, which can be beneficial for those needing quick cash. However, it is essential to select a licensed lender to ensure compliance with state laws. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the funds you need today.

Major cities like Salt Lake City, Provo, and Ogden have numerous licensed lenders ready to assist you. Always ensure that any lender you choose abides by the state regulations to protect yourself financially.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – West Valley City, UT

Address

5634 W 4100 S c, West Valley City, UT, 84120

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in West Valley City, UT

Here's a real example of a funded title loan from our branch:

2017 Hyundai Kona

2018 Toyota Venza

Loan Term24 month36 month
Estimated Vehicle Value$20000$23000
Loan Amount$5599$5065
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$422.37$322.66
Monthly Interest5.425.42
APR65.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Title Loans FAQs for West Valley City, Utah Q1: What are the eligibility requirements for a title loan in West Valley City?

To qualify for a title loan in West Valley City, you typically need to meet the following criteria: - Be at least 18 years old. - Own a vehicle with a clear title in your name. - Provide proof of income, which can be from a job, benefits, or other sources. - Have valid identification. Swift Title Loans offers flexible terms, even for borrowers with bad credit. Contact us to find out how we can assist you! --- Q2: What types of vehicles can be used for a title loan in Utah?

### Title Loans FAQs for West Valley City, Utah Q1: What are the eligibility requirements for a title loan in West Valley City?

In West Valley City, you can use various types of vehicles for a title loan, including: - Cars - Trucks - SUVs - Motorcycles - Boats If you’re uncertain whether your vehicle qualifies, our team at Swift Title Loans can help determine its eligibility. --- Q3: What documents do I need to apply for a title loan?

### Title Loans FAQs for West Valley City, Utah Q1: What are the eligibility requirements for a title loan in West Valley City?

To apply for a title loan, you will generally need to provide the following documents:
  1. Your vehicle's title (must be free of liens)
  2. A valid driver’s license or state ID
  3. Proof of income (pay stubs, bank statements, etc.)
  4. Proof of residence (utility bill, lease agreement, etc.)
  5. Vehicle registration
These documents ensure that the application process goes smoothly. Swift Title Loans can guide you through what you need! --- Q4: How much money can I borrow with a title loan in West Valley City?

### Title Loans FAQs for West Valley City, Utah Q1: What are the eligibility requirements for a title loan in West Valley City?

The amount you can borrow with a title loan in West Valley City typically ranges from $1,000 to $15,000, depending on the value of your vehicle and your ability to repay. Swift Title Loans will assess your vehicle’s market value and your financial situation to determine your borrowing limit. --- Q5: How quickly can I get my money from a title loan?

### Title Loans FAQs for West Valley City, Utah Q1: What are the eligibility requirements for a title loan in West Valley City?

At Swift Title Loans, many borrowers can receive funds as quickly as the same day of approval. The speed of funding depends on the accuracy of your submitted documents and the completion of the application process. For urgent cash needs,


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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