Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Sarasota, 34231

How It Works in Sarasota, FL

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Sarah O.
Sarah O.
This company truly offers the best car title loans. I applied online, and the funds were deposited into my account the next day. The terms were reasonable, and the staff was helpful in addressing all my questions. A great service when you need quick cash!
Bonnie M.
Bonnie M.
How do auto title loans work, if you please? Excellent team players. When I was looking into no-credit-check loans, her assistance was crucial. Absolutely, I look forward to returning for a second trip.
La Keisha C.
La Keisha C.
In order to get things done, numerous attempts have been made to get a small loan. Swift Title Loans got me inside my automobile after the thieves had already taken the keys. The online application called What is Required to Get a Title Loan was easy and quick, and I was approved even though I had a hard time securing a loan due to my terrible credit. Fortunately, I was able to secure a same-day online payday loan from a lender that doesn't care about your credit score. One of the company's numerous features is its lightning-fast clearance time and kind, well-informed employees. I am in a better financial position now because of their assistance.
Ernest D. F.
Ernest D. F.
I've dealt with pawn businesses in the past, but never one quite like this. They were shocked by this pawn store that offers title loans. Their method was more efficient and practical. Thanks!!
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Sarasota, FL

Address

6598 South Tamiami Trail #3, Sarasota, FL, 34231

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Sarasota, FL

Here's a real example of a funded title loan from our branch:

2016 Toyota Camry

2022 Nissan Altima

Loan Term24 month36 month
Estimated Vehicle Value$22000$30000
Loan Amount$3399$3106
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$246.33$187.71
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

How fast can I get a title loan in Sarasota from Swift Title Loans?

Swift Title Loans is known to process applications fast. If all your documents are in order, you can get your money within the same business day.

Where can I get a title loan in Sarasota?

You can apply for a title loan online with Swift Title Loans. Our process is quick, and you can get a fast, no-obligation estimate without leaving your home. However, if you prefer visiting physical stores, you may find lenders on major streets like Tamiami Trail, Bahia Vista Street, or Fruitville Road. Ensure you go with a licensed lender that adheres to Florida's state laws.

Does my vehicle need to be completely paid off to qualify for a title loan?

Although it is generally beneficial if your car is completely paid off, Swift Title Loans might still be able to help you even if you're still making payments. The most important factor is to have enough equity in your vehicle.

Can I get a title loan with Swift Title Loans if I have bad credit?

Yes, Swift Title Loans focuses more on the value of your car and your ability to repay the loan. Hence, a poor credit score shouldn’t hinder you from getting the emergency funds you need.

What documents do I need to provide to get a title loan in Sarasota?

Here is a list of documents you require to process a title loan with Swift Title Loans:
  • Your car’s clear title
  • A valid government-issued ID
  • Proof of income
  • Proof of residency
  • Current photographs of your vehicle

How are title loans in Sarasota regulated?

Title loans in Sarasota fall under the Florida Title Loan Act. These rules cap the interest rates loan providers can charge and require full disclosure of all terms and conditions. Always ensure you understand all terms before borrowing, and feel free to ask us at Swift Title Loans if anything isn’t clear!

Can I pay off my title loan early?

Yes, at Swift Title Loans there are no prepayment penalties. You can pay off your loan ahead of schedule without incurring any additional charges.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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