Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Seattle, 98101

How It Works in Seattle, WA

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Washington: Regulations & Key Details

Title loans in Washington provide quick cash for those in need of emergency funds, even for borrowers with bad credit. However, understanding the specific state regulations is crucial. Washington regulates title loans under the Washington State Department of Financial Institutions, ensuring borrowers are protected while obtaining short-term financing.

Key Details Information
Loan Amount Range $2,500 - $25,000
Fees Flat fee of 15% - 25%
APR Approx. 15% to 25%
Repayment Terms 30 days with possible extensions
Unique State Law Conditions Licensed lenders must comply with Title 31 of the Revised Code of Washington.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always choose a licensed lender to ensure compliance with state regulations. For more details on Washington's title loan laws, visit the Washington State Legislature’s website.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

feristian
feristian
The loan service I used provided excellent support with their cash advance car title loans. Their efficient process and competitive rates made obtaining the loan stress-free, ensuring I got the financial assistance I needed promptly and with ease.
Donald S.
Donald S.
Swift Title Loans offered invaluable guidance when I was uncertain about "what do you need to take out a title loan," providing clear instructions, competitive rates, and exceptional customer support that made the process straightforward and stress-free; their expertise in title loans and commitment to ensuring I had all necessary documentation set them apart as a reliable and trusted financial partner.
Edward H.
Edward H.
Swift Title Loans came through in a pinch when I faced an urgent car repair situation. Their efficient process for emergency car title loans was a lifesaver, providing swift assistance with friendly service that made the experience surprisingly stress-free.
Shari S.
Shari S.
I recently used Swift Title Loans for a financial crunch, and I must say, their service lives up to the hype. The process was smooth, and I got the cash I needed within hours – truly the fastest title loan service out there!
Alexys M.
Alexys M.
Swift Title Loans proved to be one of the best companies that pay off title loans. Their efficient process and commitment to customer satisfaction made the loan repayment seamless and stress-free. Highly recommend Swift Title Loans for their excellent service.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Seattle, WA

Address

1704 7th Ave UNIT C, Seattle, WA, 98101

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Seattle, WA

Here's a real example of a funded title loan from our branch:

2019 Mazda3

2016 Hyundai Sonata

Loan Term24 month36 month
Estimated Vehicle Value$22000$15000
Loan Amount$4007$4675
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$290.39$319.75
Monthly Interest5.006.00
APR60.00%72.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get Title Loans in Seattle?

Seattle borrowers can conveniently apply online for a swift, no-obligation estimate with Swift Title Loans. Also, there are potential locations in main areas like Pike Place Market or Cap Hill. Always select a licensed lender, like Swift Title Loans, that adheres to state laws for secured loans.

What are the state-specific regulations for Title Loans in Seattle, Washington?

In Seattle, Washington, a maximum interest rate of 12% per annum or 4% per month is legally allowed on Title Loans. Also, Repossession Rights apply when a borrower defaults on their payment, but a written notice of default is mandatory prior to repossession.

What is the maximum loan limit for Title Loans in Seattle?

The maximum loan limit differs with varying factors, such as the value of the vehicle and the borrower's ability to repay. However, Swift Title Loans offers title loans up to the legal limit in Seattle, Washington.

Is my bad credit going to negatively affect my Title Loan application in Seattle?

At Swift Title Loans, the primary concern is the value of your vehicle and your repayment ability. So, yes, you can apply for a Title Loan even if you have bad credit.

How quickly can I access funds after applying for a Title Loan in Seattle?

With Swift Title Loans, after approval, funds can often be received within the same day or the next business day. The process is designed for your convenience and quick access to emergency finances.

What documents are required to apply for a Title Loan in Seattle, Washington?

  • A clear title of your vehicle
  • A valid driver’s license or state-issued identification
  • Proof of income
  • Proof of residency

What happens if I fail to repay my Title Loan in Seattle?

In Seattle, Washington, if a borrower fails to repay after receiving a written notice of default, the lender may legally repossess the vehicle. However, Swift Title Loans works with customers to help avoid this situation. Ready to get started? Apply for a quick and legal Title Loan online with Swift Title Loans in Seattle, Washington today!


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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