Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Columbus, 43215

How It Works in Columbus, OH

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Ohio: Regulations & Key Details

In Ohio, title loans are regulated to protect consumers while providing accessible funds. Borrowers with bad credit can turn to Swift Title Loans for quick assistance when funds are urgently needed. It's critical to choose a licensed lender that complies with state laws.

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $5,000 Up to 28% 30 days, with potential extensions available Maximum fee cannot exceed 10% of the loan amount in Ohio

Understanding these regulations helps you make informed decisions. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always refer to resources like the Ohio Department of Commerce for detailed information on consumer protections regarding title loans.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Cristian W.
Cristian W.
When I needed quick financial assistance, searching for vehicle title loans near me led me to this exceptional service; their local presence combined with their efficient process made obtaining the funds I needed incredibly convenient. The team's expertise and dedication to customer satisfaction ensured that my experience with vehicle title loans near me was both seamless and efficient.
Robert J.
Robert J.
Lifesaving payday loans online with no credit check were offered by this Swift title loan. They can do it. I was rescued when they said they pay off other title loans.we are very grateful to them.
Bernice O.
Bernice O.
As a direct lender for bad credit loans, Swift Title Loans provided me with the opportunity to obtain a great cash store title loan. The convenience and speed with which we could secure a payday loan online with no checking account was a game-changer.
Larry E.
Larry E.
I considered a short-term loan since I needed money before payday. Payday loans for bad credit were a benefit. I was thrilled to find legal online title loans from this firm when I needed one. I was paid in a few days after a simple process. It's useful in a pinch!
Gijosjkx K.
Gijosjkx K.
The loans from this company helped me a lot to get by till I got my next paycheck. They're capable of making it happen. They helped me out by suggesting a bank that would be willing to provide me with a place to get a title loan near me.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Columbus, OH

Address

831 N High St UNIT 102, Columbus, OH, 43215

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Columbus, OH

Here's a real example of a funded title loan from our branch:

2019 Ram 2500

2016 Nissan Frontier

Loan Term24 month36 month
Estimated Vehicle Value$35000$25000
Loan Amount$4725$2593
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$342.43$156.71
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Are car title loans legal in Columbus, Ohio?

Yes, auto title loans are legal in Columbus, Ohio, as long as the provider is licensed and follows state regulations. Swift Title Loans is committed to adhering to all rules and legal requirements, providing you with a reputable and trustworthy lending service.

What is the maximum limit for title loans in Columbus, Ohio?

In Ohio, the maximum limit for a title loan is generally $1,000. However, the specific loan amount you may be able to get from Swift Title Loans is determined by factors such as your vehicle's value and condition, as well as your ability to repay the loan.

Who qualifies for title loans at Swift Title Loans in Columbus, Ohio?

Almost anyone who owns a vehicle outright qualifies for a title loan at Swift Title Loans. We specialize in supporting borrowers with bad credit who need emergency funds.

What documents do I need to apply for a title loan in Columbus, Ohio?

To apply for a title loan at Swift Title Loans, you will need the following documents:
  1. Your vehicle's clear title.
  2. A government-issued ID (driver's license or passport).
  3. Proof of income (e.g., pay stubs, pension, or disability payments).
  4. Proof of residence (e.g., a utility bill or lease agreement).

Where can I get a title loan in Columbus, Ohio?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. Trusted and licensed, we're well-established in Columbus, possibly near major areas such as German Village, Short North, and Easton. Always ensure to choose a lender that adheres to Ohio's state laws.

Can I pay off my loan early without penalties at Swift Title Loans in Columbus, Ohio?

Absolutely! Swift Title Loans allows you to pay off your title loan earlier than scheduled without imposing any prepayment penalties.

What happens if I can't repay my title loan?

If you're concerned about your ability to repay your loan, reach out to us as soon as possible. Swift Title Loans in Columbus, Ohio, works hard to provide workable solutions and will do our utmost to avoid repossession of your vehicle. Remember, responsible borrowing is important regardless of the


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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