Swift Title & Payday Loans

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Title Loans in Dale City, 22193

How It Works in Dale City, VA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in Virginia: Regulations & Key Details

In Virginia, title loans provide a quick solution for those in need of emergency funds, especially for individuals facing credit challenges. It is vital to understand the specific regulations and requirements to ensure a compliant borrowing experience.

Loan Amount Range Fees & APR Repayment Terms Unique State Law Conditions
$1,000 - $10,000 15% per month; 180% APR max 1 to 12 months Licensed lenders must follow the Virginia Title Loan Act, requiring clear disclosures.

Virginia's laws, as outlined in the Virginia Code § 6.2-2200, stipulate that all title loans must be offered by licensed lenders who adhere to strict regulations. Potential borrowers should ensure that their lender complies with these laws for a safe borrowing experience. Borrowers in Richmond, Virginia Beach, and Norfolk can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender to protect your rights and financial well-being.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Dale City, VA

Address

2892 Dale Blvd UNIT B, Dale City, VA, 22193

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Harvey R.
It was hard finding a legit loan for bad credit that didn’t feel like a scam, but this one was transparent and easy to work with. The process felt secure and I finally got the funds I needed without any shady surprises.
Jackson W.
I was short on cash and found a place that offers car title loans with no credit check. The process was quick and easy and I got approved within an hour using just my car title.
Mukesh G.
When I needed some quick cash, this service helped me out by placing a lien on my car title. The process was straightforward, and I got the funds I needed without any difficulty, definitely recommend them if you're considering using your car title for a loan!
Amiya K.
Swift Title Loans exceeded my expectations with their title loans near me, no credit check required. Their fast approval process and flexible terms made it stress-free to get the cash I needed, even with less-than-perfect credit. Highly recommend Swift Title Loans for anyone seeking hassle-free financial assistance!
Orie F.
In light of my positive experience with this loan provider, I have no qualms about recommending them to others. Sincere gratitude owed to Swift Title Loans for tile loans which i found was near me.
Jose A.
There are a bunch of title loan companies in my neighborhood. I didn't know one from the other so checked with some guys I know. They all sent me to Swift Title Loans to get quick cash in my account. They were nice. The next time I need money I won't need to ask anyone - I'll just go there again.

Example of Title Loan Funded in Dale City, VA

Here's a real example of a funded title loan from our branch:

2023 GMC Sierra

2015 Toyota Sequoia

Loan Term24 month36 month
Estimated Vehicle Value$45000$30000
Loan Amount$3020$4233
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$218.86$255.82
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Dale City, VA? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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TLS Security

Keep Your Car and Get Quick Cash in VA!

In Dale City, residents have an easy avenue to solve cash problems with online title loans. They are available anytime to vehicle owners. Simply send in your vehicle title with your short inquiry form and get fast answers. Money can be in your account the following business day!

Use Your Car to Get Cash Fast!

Why stress over cash problems when title loans are available in VA? Contact our office at 2892 Dale Blvd UNIT B, Dale City, VA 22193 or send an online inquiry for quick cash for any emergency. Use your car’s value as loan security and get the cash quickly. Your car stays with you, so don’t worry about how you’ll drive to work and back!

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the loan limits for Title Loans in Dale City, Virginia?

The Virginia state maximum limit for title loans is $50,000. However, the exact amount you may receive depends on the value of your vehicle and your capacity to repay.

Where can I apply for a Title Loan in Dale City?

You can conveniently apply for a Title Loan online with Swift Title Loans. Remember to choose a licensed lender like Swift, which strictly adheres to state laws. The application process is fast and you'll get an obligation-free estimate!

Will my poor credit be a problem when applying for a Title Loan in Dale City, Virginia?

No, Swift Title Loans works with borrowers of all credit backgrounds. Your vehicle's value and your repayment ability are the primary factors in the approval process, not your credit history.

What documents do I need to apply for a Title Loan in Dale City, Virginia?

To apply for a Title Loan with Swift Title Loans, you'll need the following documents:
  • Government-issued ID
  • Proof of income
  • Vehicle title
  • Proof of residence

Can I still use my car after getting a Title Loan in Dale City, Virginia?

Yes, with Swift Title Loans you're able to keep driving your vehicle during the loan period.

How quickly can I get my funds in Dale City after applying for a Title Loan?

Swift Title Loans provides same-day approval and funding. You'll have access to the money you need right when you need it!

What happens if I fail to repay my Title Loan in Dale City, Virginia?

If you are unable to repay your Title Loan, it's important to communicate with Swift Title Loans as soon as possible. They offer some of the most competitive repayment options in Dale City to help get you back on track.

Does Virginia law regulate Title Loan interest rates in Dale City?

Yes, Title Loan interest rates in Virginia are governed by state law. Lenders like Swift Title Loans follow these, ensuring fair and competitive rates.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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