Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Seattle, 98104

How It Works in Seattle, WA

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Washington: Regulations & Key Details

Title loans in Washington provide quick cash for those in need of emergency funds, even for borrowers with bad credit. However, understanding the specific state regulations is crucial. Washington regulates title loans under the Washington State Department of Financial Institutions, ensuring borrowers are protected while obtaining short-term financing.

Key Details Information
Loan Amount Range $2,500 - $25,000
Fees Flat fee of 15% - 25%
APR Approx. 15% to 25%
Repayment Terms 30 days with possible extensions
Unique State Law Conditions Licensed lenders must comply with Title 31 of the Revised Code of Washington.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always choose a licensed lender to ensure compliance with state regulations. For more details on Washington's title loan laws, visit the Washington State Legislature’s website.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Hamza J.
Hamza J.
Swift Title Loans delivered outstanding service with their quick and professional approach. They made securing a loan using my car title smooth and hassle-free, which I greatly appreciated.
Md P.
Md P.
The service provided was excellent when I needed to place a lien on my car title. They handled everything smoothly, making the process straightforward and hassle-free.
Dancing Alone In a Field of S.
Dancing Alone In a Field of S.
Securing a loan against pink slip with them was the best financial decision I made. The process was seamless, and their team ensured I received the funds I needed quickly while keeping my vehicle safe and accessible throughout the repayment period.
Joseph S. L.
Joseph S. L.
Securing a loan with your car title may seem daunting, but this Seattle-based loan company alleviated any concerns I had. They provided transparent explanations and flexible repayment options that put my mind at ease. The exceptional customer service further heightened my satisfaction.
Amir F.
Amir F.
This lending service saved me with instant payday loans. Quick, low-interest payday loans saved my life since I could use the money right away. I only chose the loaned automobile title.
Martina D.
Martina D.
I valued the flexibility that this business provided with their installment financing. They collaborated with me to develop a payment schedule that was affordable and simple for me to repay my debt.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Seattle, WA

Address

703 5th Ave STE 1101, Seattle, WA, 98104

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Seattle, WA

Here's a real example of a funded title loan from our branch:

2023 Toyota Camry

2022 Ram 1500

Loan Term24 month36 month
Estimated Vehicle Value$30000$40000
Loan Amount$4315$3201
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$312.71$193.45
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Are title loans legal in Seattle, Washington?

Yes, title loans are completely legal in Seattle, the state of Washington. However, as with any other state, they are regulated by specific laws to protect borrowers. Swift Title Loans is a licensed lender that adheres strictly to these regulations.

What is the maximum limit for a title loan in Seattle?

The state of Washington does not specify a maximum loan limit for title loans. The amount you can borrow with Swift Title Loans is primarily determined by the value of your vehicle and your ability to repay the loan.

Where can I get a Title loan in Seattle?

If you are in Seattle, you can conveniently apply online for a fast, no-obligation estimate with Swift Title Loans. If you prefer in-person services, you can find licensed lenders in many areas including downtown Seattle and along major streets like Broadway and Pine Street. Always remember to choose a lender compliant with state regulations.

What documents do I need to apply for a title loan in Seattle?

  1. Proof of ownership for your vehicle (your car title).
  2. Proof of regular income to show ability to repay the loan.
  3. Proof of residency in Seattle, Washington (like a lease agreement or utility bill).
  4. Government-issued ID (a driver's license is commonly used).

Can I get a title loan in Seattle if I have bad credit?

Absolutely! At Swift Title Loans, we understand that you may need emergency funds regardless of your credit history. That's why we focus more on the value of your vehicle and your ability to repay. Apply today for an estimate, no commitment required!

How long does it take to get approved for a title loan in Seattle?

At Swift Title Loans, we pride ourselves on our speedy Loan approval process. Once you've submitted your application online and provided the necessary documentation, you could get your funds within the same day or next business day.

Do I have to give up my car if I take a title loan in Seattle?

Not at all. When you get a title loan with Swift Title Loans in Seattle, you get to keep driving your vehicle. We hold onto your car title as collateral but you stay in the


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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